Explore the differences! FHA VS Conventional loan programs in Florham-Park, Morris County, New Jersey
For the year 2025, the limit for a conventional loan in Florham-Park, located in the county of Morris, NJ, is $970,800, while for a single-family home, the FHA limit stands at $970,800.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA options. Determine the requisite income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows for side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the ideal program in NJ for your financial situation.
2025 loan limits and down payment requirements in Florham-Park, Morris county, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table refers to zip codes: 07961, 07932
Explore Conventional and FHA loan options in Florham-Park, NJ
The mission of Lendersa® is to connect you promptly with optimal Conventional, USDA, or FHA loans with minimal hassle. Choose from three starting points that lead to the best-matched lenders and loan programs.
300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
"5 things you can expect from X5 Home Loans
1. Communication. Always know exactly where things stand.
2. Availability. Here for you whenever you need us.
3. Speed. Fast closings and quick answers to your questions.
4. Simplicity. A clear process that’s easy to understand.
5. Guidance. Personalized advice to navigate your options."
Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.
Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.
We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.
Our success is built on creating an authentic community banking experience
Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.
