For the year 2025, the limit for a conventional loan in Florham-Park, located in the county of Morris, NJ, is $970,800, while for a single-family home, the FHA limit stands at $970,800.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA options. Determine the requisite income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows for side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the ideal program in NJ for your financial situation.
Evaluate loan offers from a wide selection of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table refers to zip codes: 07961, 07932
The mission of Lendersa® is to connect you promptly with optimal Conventional, USDA, or FHA loans with minimal hassle. Choose from three starting points that lead to the best-matched lenders and loan programs.
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Bridge Loan Guides
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