Explore the differences! FHA VS Conventional loan programs in Madison, Morris County, New Jersey
In 2026, the conventional loan limit in Madison, within the county of Morris, NJ, is $1,089,300. For a single-family home, the FHA limit stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to explore and compare the best rates available today across Conventional, FHA, and USDA options. Assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a comprehensive side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the right program for your financial scenario in NJ.
Overview of 2026 Loan Limits and Downpayment Requirements in Madison, County of Morris, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table applies to the specified zip codes: 7940
Exploring Conventional and FHA Loan Opportunities in Madison, NJ
The objective of Lendersa® is to quickly secure the best possible loans, whether Conventional, USDA, or FHA, with minimal hassle. Start by choosing one of three pathways that guide you to suitable lenders and loan arrangements.
Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.
133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo
The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
Our primary goal is to help people get the mortgage that best meets their needs so they can buy a home or stop overpaying on their existing mortgages.You can always count on the Summit Funding team to get it done for you. We have successfully helped thousands of people and look forward to helping thousands more.
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
