FHA VS Conventional loan programs in 2025 for Clementon, Camden County, New Jersey

In 2025, the loan cap for conventional loans in Clementon, located in the county of Camden, NJ, is $726,200. The FHA limit for a single-family home is $529,000.

Using the Lendersa® Conventional loan calculator, you can compare today’s best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial situation within NJ.

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2025 Loan Limits and Down Payment Requirements in Clementon, county of Camden, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

The above table is applicable to the following zip codes: 8021

Explore Conventional and FHA Loan Alternatives in Clementon, NJ

At Lendersa®, our goal is to ensure you obtain the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from three different starting points to pair with ideal lenders and loan programs.

Overview of Lendersa USDA loan requests and results


  • Park Cities Mortgage
  • 5950 Sherry Lane, Suite 230, Dallas, TX, 75225
  • Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
  • ENTRUST FINANCIAL CORPORATION
  • 6125 Luther Lane, Suite 412, Dallas, TX, 75225
  • At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Community Bank
  • 1729 College Boulevard, Alva, OK, 73717
  • Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
  • BancCentral
  • 604 Flynn Street, Alva, OK, 73717
  • BancCentral National Association, founded in 1919, offers a range of depository and lending services. BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919. We will customize a trust specifically for your needs and Confidential
  • VA Lending Group, LLC.
  • 4001 McEwen Rd, Suite 420, Dallas, TX, 75244
  • We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.
  • TEXASLENDING.COM
  • 4100 Alpha Rd, Suite 300, Dallas, TX, 75244
  • TexasLending.com is a family-owned business based in Dallas, Texas. Since 2001, TexasLending.com CEO Kevin Miller has guided customer service, company growth, and expertise in mortgage with three principles integrity, dignity, and expertise. Whether client, vendor, or employee, everybody who does business with TexasLending.com.
  • Josh Quinn Mortgage
  • 5001 Spring Valley Road, Suite 500W, Dallas, TX, 75244
  • Josh Quinn - NMLS# 176904. Whether you’re ready to purchase your home or refinance, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I work with everyone from first time buyers to seasoned investors. I have over 10 years of mortgage origination experience.
  • Jiwani Financial Group
  • 4156 Comanche Dr, Carrollton, TX, 75010
  • Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.
  • Homefinity
  • 1800 Golden Trail, Carrollton, TX, 75010
  • "At Homefinity, we understand that your home loan needs to be as unique as your home life. Whether you want a fast and convenient process or in-depth guidance, you need someone who can help you move through the process at your pace. With decades of combined experience, our nationwide professionals will coach you through your home investment."
  • Sunray Mortgage
  • 4403 N Central Expy, Suite 300, Dallas, TX, 75205
  • Sunray Mortgage For too many years, mortgages have been a burden for most self-employed home buyers. Big banks are slow and often don’t understand the unique income situations of self-employed, 1099 contractors, or small business owners. Smaller mortgage lenders and brokers don’t have the loan products to satisfy your complex lending needs
  • Homeric LLC
  • 3532 Milton Avenue, Dallas, TX, 75205
  • Homeric Mortgage changing the way people think of getting a mortgage. A simple, savvy & hassle-free way to get a mortgage that is guided by heart. We don’t spend millions of dollars on marketing or have unnecessary layers of management & costs. It’s simplified by focusing on the customer’s best interest.