In 2026, the limit for a Conventional loan in Stratford, part of Camden county, NJ, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home is $529,000.
Try the Lendersa® Conventional loan calculator to assess today’s top rates among Conventional, FHA, and USDA loans. Evaluate the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best choice for your financial situation in NJ.
Access loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
This comparison applies to these zip codes: 8084
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Choose from one of three starting points that connect you with matching lenders and loan options.
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