FHA VS Conventional loan programs in 2025 for Stratford, Camden County, New Jersey

In 2025, the limit for a Conventional loan in Stratford, part of Camden county, NJ, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home is $529,000.

Try the Lendersa® Conventional loan calculator to assess today’s top rates among Conventional, FHA, and USDA loans. Evaluate the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best choice for your financial situation in NJ.

Access loan offers from 100 lenders

2025 Loan Limits and Down Payment Info in Stratford, Camden, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison applies to these zip codes: 8084

Exploring Conventional and FHA Loan Options in Stratford, NJ

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Choose from one of three starting points that connect you with matching lenders and loan options.

Results of Lendersa USDA loan request matches


  • Members Direct Home Loans
  • 5830 Granite Pkwy, Suite 213, Plano, TX, 75024
  • At Members Direct Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Synergy One Lending
  • 7700 Windrose Ave, Suite G300, Plano, TX, 75024
  • S1L, INC. is committed to simplifying the home buying experience. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. Synergy One is authorized to Lend in 23 States & provides among the broadest set of mortgage options of any company today.
  • InTrust Mortgage, LLC
  • 7500 San Jacinto Place, Plano, TX, 75024
  • InTrust Mortgage As a professional company with nearly two decades in the mortgage business,our advisers have held positions on both sides of the table - as a retail Loan Originators, wholesale Account Executive & as the managers for national mortgage banks. At InTrust Mortgage we have the financial acumen to give you accurate information and advic
  • Mesquite Credit Union
  • 1510 N. Galloway, Mesquite, TX, 75149
  • Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
  • NuWave Lending LLC
  • 8828 Fenchurch Road, Dallas, TX, 75238
  • Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
  • V3 Lending
  • 2591 Dallas Parkway, Frisco, TX, 75034
  • V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
  • Thorn Home Loans
  • 4645 Wyndham Ln, Suite 130, Frisco, TX, 75034
  • Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
  • Lear Financial Group LLC
  • 2814 Hidden Knoll Trail, Frisco, TX, 75034
  • Lear Financial Group both retail and wholesale mortgage lending as Branch Trainer, Senior Account Executive, Sales Manager, Sales Training Manager and Loan Officer. My extensive experience helps me to ensure that my clients are not only getting the best loan for their unique situation
  • dlb Mortgage Services LLC
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.
  • Virtuous Mortgage Lending, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • S & S Funding Inc
  • 5899 Preston Road, Suite 1203, Frisco, TX, 75034
  • S&S Funding Inc. We are licensed mortgage Company dedicated to providing a fast, transparent mortgage experience backed by superior customer support. From our offices in Frisco Tx, we're using diversified, tailored fit loan program to change the way people finance their dream homes
  • Miracle Lending, LLC
  • 8668 John Hickman Parkway, Unit 604, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.