FHA VS Conventional loan programs in Gloucester, Camden County, New Jersey

In 2025, the Conventional loan limit for Gloucester, which is in Camden county, NJ, is $726,200, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA programs, aiding your decision on which option in NJ best suits your financial requirements.

Check loan offers from 100 different lenders

Loan Limits and Down Payment Details for 2025 in Gloucester, Camden, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison is applicable to these zip codes: 08083, 08029, 08021, 08081, 08049, 08012

Explore Conventional and FHA Loan Options in Gloucester, NJ

At Lendersa®, the goal is to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Begin by selecting one of three paths that lead you to matching lenders and loan offers.

Matching results from Lendersa USDA loan request


  • Epoch Lending, LLC
  • 2001 Market Street, Suite 2500, Philadelphia, PA, 19103
  • Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.
  • Kenny Financial Services, Inc.
  • 1601 Market Street, 19th Floor, Philadelphia, PA, 19103
  • Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
  • US Mortgage of Pennsylvania
  • 2646 Lefevre St, Philadelphia, PA, 19137
  • U.S. Mortgage of Pennsylvania is a full service lender whose primary focus is to serve our Pennsylvania mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • ABC Capital RE, LTD
  • 1218 N. Marshall Street, Philadelphia, PA, 19122
  • ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o
  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
  • Medford Mortgage LLC
  • 32 S. Main Street, Medford, NJ, 8055
  • "Medford Mortgage was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. Our company MISSION is simple: Develop a low cost structure that enables us to consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr
  • County Savings Bank
  • 10 Powhattan Ave, Essington, PA, 19029
  • County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
  • Legacy Mortgage Company
  • 3262 Teesdale Street, Ground Floor, Philadelphia, PA, 19136
  • "We are mortgage broker company. We are here to find the best mortgage rate for our local clients. Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
  • Best American Mortgage Company
  • 1024 Springfield Road Collingdale, Collingdale, PA, 19023
  • Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.
  • Vihi Mortgage Inc
  • 5725 North 5th Street, Philadelphia, PA, 19120
  • "Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service. We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"
  • EA Lending LLC
  • 5923 N 5th Street, Philadelphia, PA, 19120
  • I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon