In 2026, the Conventional loan limit for Gloucester, which is in Camden county, NJ, is $726,200, whereas the FHA limit for a single-family home is $529,000.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA programs, aiding your decision on which option in NJ best suits your financial requirements.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
This comparison is applicable to these zip codes: 08083, 08029, 08021, 08081, 08049, 08012
At Lendersa®, the goal is to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Begin by selecting one of three paths that lead you to matching lenders and loan offers.
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