FHA VS Conventional loan programs in Eatontown, Monmouth County, New Jersey

In 2025, the conventional loan cap in Eatontown, situated in Monmouth county, NJ, is $1,089,300. In contrast, the FHA limit for a single-family home is $1,089,300. Knowing these limits is vital for potential homebuyers, as they highlight the maximum potential loan amounts available, helping in setting realistic expectations for financing options.

To assess the most favorable loan terms available today, use the Lendersa® Conventional loan calculator. This tool compares top rates across Conventional, FHA, and USDA loans, detailing the necessary income, credit, reserves, and documentation for qualifying. The advanced mortgage calculator allows you to consider Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in identifying the best program for your specific financial situation in NJ.

Examine loan offers from a wide array of 100 different lenders

Comprehensive 2025 Loan Limits and Down Payment Requirements in Eatontown, County of Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This detailed comparison table pertains to the zip codes: 07724, 07703. Knowing these specifics helps borrowers anticipate potential loan amounts and set practical expectations.

Explore Diverse Conventional and FHA Loan Options in Eatontown, NJ

The aim of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan choices without unnecessary hassle. Select from three key pathways, which strategically guide you to compatible lenders and loan offerings tailored to your needs.

Explore results for Lendersa USDA loan requests and matches


  • Luso American Credit Union
  • 37 Tremont Street, Peabody, MA, 01960
  • Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.
  • Miller Mortgage, LLC
  • 515 Lowell Street, Suite 1, Peabody, MA, 01960
  • Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.
  • Quickline Capital Partners, Inc
  • 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
  • We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
  • Paragon Home Loans, Inc
  • 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088
  • Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
  • Solvay Bank
  • 1537 Milton Ave, Syracuse, NY, 13209
  • Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
  • Solvay Bank
  • 1537 Milton Ave, Solvay, NY, 13209
  • Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
  • JP Mortgage Lending
  • 422 Allegheny Street, Hollidaysburg, PA, 16648
  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
  • Snare & Associates Mortgage Services, LLC
  • 110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648
  • Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.
  • Salem Five Bank
  • 71 Washington Street, Salem, MA, 01970
  • At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers