Explore the differences! FHA VS Conventional loan programs in West-Long-Branch, Monmouth County, New Jersey

For 2025, in West-Long-Branch, Monmouth county, NJ, the Conventional loan limit is $970,800, whereas the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best program for your financial needs in NJ.

Explore loan offers from over 100 lenders

Loan Limits and Downpayment Requirements for 2025 in West-Long-Branch, Monmouth County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to the zip codes: 7764

Available Options for Conventional and FHA Loans in West-Long-Branch, NJ

The aim at Lendersa® is to help you secure the most favorable Conventional, USDA, or FHA loans efficiently. Begin with one of three steps to connect with the right lenders and programs.

Results for USDA loan requests with Lendersa


  • Trinity Capital Funding LLC
  • 830 NW 118th Ave., Portland, OR, 97229
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MORTGAGE EXPERTS, INC
  • 15188 NW Central Dr, Suite 217, Portland, OR, 97229
  • At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vault Mortgage Group
  • 11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
  • Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
  • Crescent Lenders
  • 2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
  • Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
  • Pac Shores Mortgage Inc
  • 11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
  • "Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs. Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
  • Mortgage West
  • 20436 Via Cellini, Porter Ranch, CA, 91326
  • Mortgage West is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Mortgage West name is trusted throughout the community.
  • Smart Mortgage & Investments
  • 20545 Bergamo Way, Porter Ranch, CA, 91326
  • Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
  • InRoads Credit Union
  • 1720 St Helens St, Saint Helens, OR, 97051
  • InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
  • Options Financial Residential Mortgage NMLS 829593
  • 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
  • Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.