FHA VS Conventional loan in Oceanport, Monmouth County, New Jersey

In 2025, Convetional loan limit in Oceanport, county of Monmouth, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Oceanport, county of Monmouth, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 07703, 07757

Conventional and FHA loan options in Oceanport, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Amalgamated Mortgage Corporation
  • 275 7th Ave, New York, NY, 10001
  • For nearly a century, Amalgamated Bank has been America’s Socially Responsible bank supporting thousands of people, organizations, causes and businesses. We work to make the world more equitable and sustainable for all by helping those who do good do better. Nonprofits, labor unions, advocacy groups, socially responsible businesses.
  • Red Wagon Mortgage LLC
  • 224 West 35th Street, Suite 1401, New York, NY, 10001
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Sky Equity, LLC.
  • 43 West 33rd Street, Suite 504, New York, NY, 10001
  • Sky Equity, LLC is a hard money lending and real estate investment company, providing creative funding solutions for Borrowers, while consistently delivering healthy returns for Investors. Efficient loan processing, conservative underwriting and in-depth knowledge of market conditions are all hallmarks of Sky Equity
  • Schuyler Savings Bank
  • 24 Davis Avenue, Kearny, NJ, 07032
  • Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.
  • MK Capital Funding
  • 3908 24th St Ste 5 ​​, Long Island City, NY, 11101
  • MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
  • EZ Short Sales
  • 3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
  • EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
  • UNFCU
  • 24-01 44th Road, Long Island City, NY, 11101
  • he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.
  • Titan Capital Inc
  • 140 East 45th Street, 40th Floor, New York, NY, 10017
  • Titan Capital is a direct private bridge lender, with offices in Manhattan and Miami Beach. Since its inception, Titan Capital's team has originated, purchased and managed over $3, 500, 000, 000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets.
  • Real Estate Funding Solutions
  • 211 E 43RD ST, NEW YORK, NY, 10017
  • REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.
  • Bridge Funding II, LLC
  • 450 Lexington Ave, 4th Fl, New York, NY, 10017
  • Based in New York, NY - and with offices in White Plains, NY - Bridge Funding works primarily with borrowers in the tri-state area of New York, New Jersey and Connecticut, however loans are available in other metropolitan locations. With access to over $1 Billion, Bridge Funding has the capacity to fulfill the needs of its borrowers both big