FHA VS Conventional loan in Elmwood-Park, Bergen County, New Jersey
In 2025, the Conventional loan limit for Elmwood-Park in Bergen, NJ is $970,800. Meanwhile, the FHA loan limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare top current rates for Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and required documents necessary for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in NJ that meets your financial needs.
Loan Limits & Down Payment Requirements for 2025 in Elmwood-Park, Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This table applies to zip codes: 7407
Conventional and FHA Loan Options in Elmwood-Park, NJ
The aim of Lendersa® is to quickly secure you the ideal Conventional, USDA, or FHA loan without hassle. Choose one of three routes to find matching lenders and programs that suit your needs.
Global Funding Group, LLC is a private lending company for commercial real estate projects. If you are looking for a fast and easy alternative to fund your next flip, look no further. With our transparent terms & conditions, online application process, and quick response times, Global Funding Group is the obvious choice for funding.
America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners.
We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
"Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations.
We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.
J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.
HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis.
If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.
