FHA VS Conventional loan programs in Fair-Lawn, Bergen County, New Jersey

During 2026, in Fair-Lawn, located in the county of Bergen, NJ, the limit for a conventional loan is $970,800, whereas for a single-family home, the FHA limit is set at $970,800.

Lendersa® Conventional loan calculator assists in comparing today's prime Conventional, FHA, and USDA rates. It evaluates the essential income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA loans side by side for easier decision-making, helping you choose the best program in NJ tailored to your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Fair-Lawn, County of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table applies to these zip codes: 7410

Explore Conventional and FHA Loan Options in Fair-Lawn, NJ

At Lendersa®, we aim to secure the best possible Conventional, USDA, or FHA loans quickly and effortlessly. Choose one of three pathway options that link you to matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • ELITE MORTGAGE LLC
  • 1610 Center Avenue, Fort Lee, NJ, 07024
  • "At Elite Mortgage, we believe that a home is a space that offers safety and comfort.
    It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"

  • First Prestige Mortgage Services, Inc.
  • 110 Valley Road, Montclair, NJ, 07042
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance

  • INSPIRED HOLDINGS LLC
  • 277 FAIRFIELD RD SUITE 310, FAIRFIELD, NJ, 07004
  • YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \


    INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS.

    WE OFFER PROGRAMS THAT GIVE INVESTORS A LEG UP IN THE HOME BUYING PROCESS.

    GET PREQUALIFY TODAY WITH NO HASSLE.

  • Kearny Bank
  • 120 Passaic Ave, Fairfield, NJ, 07004
  • Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion.
    Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.

  • Lucid Mortgage
  • 277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • FORWARD MORTGAGE, L.L.C.
  • 277 Fairfield Road, Suite 105, Fairfield, NJ, 07004
  • "Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina.
    We update our mortgage rates daily so are always able to see current interest rates."

  • HIGH QUALITY MORTGAGE, LLC
  • 271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
  • High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.

  • CAPITAL FIRST MORTGAGE LLC
  • 277 Fairfield RD Suite 104, FAIRFIELD, NJ, 7004
  • Capital First Mortgage LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter

  • New Jersey Mortgage Broker
  • 165 Belmont Ave, Belleville, NJ, 07109
  • Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations

  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Palisades Credit Union
  • 300 N Middletown Road, Suite 6, Pearl River, NY, 10965
  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union

  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.