FHA VS Conventional loan in Saddle-Brook, Bergen County, New Jersey

In 2025, the conventional loan limit for Saddle-Brook, located in the county of Bergen, NJ is defined as $970,800. Conversely, the FHA loan limit for a single-family home is set at $970,800, establishing the upper bounds for borrowers in these regions.

Use the Lendersa® Conventional loan calculator to explore the best current rates for Conventional, FHA, and USDA loans. This tool assists in ascertaining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can place Conforming Conventional loans alongside USDA, FHA, and VA options, aiding decision-makers to choose the most suitable program available in NJ.

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2025 Loan Limits and Down Payment Requirements in Saddle-Brook, County of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comprehensive table covers several zip codes: 7663. Make sure to verify the limits applicable where you reside, as they may influence available loan amounts.

Exploring Conventional and FHA Loan Solutions in Saddle-Brook, NJ

The principal aim of Lendersa® is to seamlessly secure you the most favorable Conventional, USDA, or FHA loan options. Choose one of three avenues to connect with matching lenders and potential loan programs, simplifying your path towards financial well-being.

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  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • The Summit Federal Credit Union
  • 100 Marina Drive, Rochester, NY, 14624
  • The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
  • St Pius Federal Credit Union
  • 2998 Chili Avenue, Rochester, NY, 14624
  • St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Gates Chili Federal Credit Union
  • 2870 Buffalo Road, Rochester, NY, 14624
  • In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
  • Academy Mortgage Corporation
  • 164 S Main Street, Barre, VT, 05641
  • Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
  • Champlain National Bank
  • 3900 NYS Route 22, Willsboro, NY, 12996
  • Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain
  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
  • Churchill Mortgage Company
  • 1 Waterbury Court, Stafford, VA, 22554
  • Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.