In 2025, the conventional loan limit for Saddle-Brook, located in the county of Bergen, NJ is defined as $970,800. Conversely, the FHA loan limit for a single-family home is set at $970,800, establishing the upper bounds for borrowers in these regions.
Use the Lendersa® Conventional loan calculator to explore the best current rates for Conventional, FHA, and USDA loans. This tool assists in ascertaining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can place Conforming Conventional loans alongside USDA, FHA, and VA options, aiding decision-makers to choose the most suitable program available in NJ.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $0 | 0% | |
| FHA | $970,800 | 3.5% |
This comprehensive table covers several zip codes: 7663. Make sure to verify the limits applicable where you reside, as they may influence available loan amounts.
The principal aim of Lendersa® is to seamlessly secure you the most favorable Conventional, USDA, or FHA loan options. Choose one of three avenues to connect with matching lenders and potential loan programs, simplifying your path towards financial well-being.
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