In 2026, the conventional loan limit for Garfield, located in Bergen county, NJ, is $1,089,300. The FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Evaluate your income, credit, reserves, and required documentation to qualify. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA loans side by side to help you choose the best program in NJ for your financial needs.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table applies to these zip codes: 7026
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from three starting options that lead to matching lenders and loan programs.
Garfield Lenders |
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
