FHA VS Conventional loan in Ewing, Mercer County, New Jersey

In the year 2026, the conventional loan limit in Ewing, located in the county of Mercer, NJ, is set at $726,200. For single-family homes, the FHA limit reaches $472,030.

Explore Lendersa®'s Conventional loan calculator to simultaneously analyze today's best available rates for Conventional, FHA, and USDA loans. The calculator evaluates aspects like your income, credit score, reserves, and required documentation to qualify. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in NJ fits your financial situation best.

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Loan Limitations and Downpayment Conditions in Ewing, county of Mercer, NJ - 2026

Loan Category Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data is applicable for the following zip codes: 08638

Conventional and FHA Loan Choices in Ewing, NJ

Lendersa® is dedicated to providing you with the most suitable Conventional, USDA, or FHA loans rapidly and with minimal hassle. You have three starting options that lead you to matching lenders and tailored loan programs that fit your needs.

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Ewing Lenders

  • Hamilton Horizons Federal Credit Union
  • 3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
  • Lends in New Jersey
  • Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.

  • Creative Hard Money, LLC
  • 508 Whitehorse Mercerville Rd., Trenton, NJ, 08610
  • Lends in New Jersey
  • Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.