FHA VS Conventional loan in Trenton, Mercer County, New Jersey
In 2025, Trenton, situated in Mercer, NJ, offers a conventional loan limit of $726,200, while the FHA loan ceiling for a single-family home is $472,030.
Our Lendersa® Conventional loan calculator can help you evaluate and compare today’s best Conventional, FHA, and USDA rates. Analyze Conforming Conventional loans alongside USDA, FHA, and VA to discover which option in NJ best fits your financial scenario.
2025 Loan Limits & Downpayment Requirements in Trenton, Mercer, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable for zip codes: 08638, 08611, 08618, 08629, 08609, 08608, 08601, 08603, 08604, 08605, 08607, 08625, 08645, 08646, 08647, 08666, 08695
Explore Conventional and FHA Loan Options in Trenton, NJ
Lendersa® ensures you find the most suitable Conventional, USDA, or FHA loan quickly and without stress. Choose from three pathways to connect with matching lenders and programs.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.
PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
3500 W Olive Avenue, Suite 300, Burbank, CA, 91505
With over 20 years of experience in the mortgage industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Working with me, you’ll receive:
Professional advice and support in making your home financing decisions
2600 West Olive Ave, 5th Floor, Burbank, CA, 91505
NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.
