Explore the differences! FHA VS Conventional loan programs in Trenton, Mercer County, New Jersey

In 2025, Convetional loan limit in Trenton, county of Mercer, NJ is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Trenton, county of Mercer, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 08638, 08611, 08618, 08629, 08609, 08608, 08601, 08603, 08604, 08605, 08607, 08625, 08645, 08646, 08647, 08666, 08695

Conventional and FHA loan options in Trenton, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • My Community Mortgage Lending LLC
  • 401 E Palm Avenue, Tampa, FL, 33602
  • My Community Mortgage Lending offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
  • WLW Capital, LLC
  • 602 Channelside Dr, Tampa, FL, 33602
  • WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
  • Zero Point Mortgage Services
  • 501 E Kennedy Blvd, Tampa, FL, 33602
  • Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
  • American Mortgage Services, Inc
  • 1000 N Ashley Dr Suite 1020, Tampa, FL, 33602
  • American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,
  • Home Access Financial, LLC
  • 100 S. Ashley Drive, Suite 1150, Tampa, FL, 33602
  • Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals'​ diverse needs. We accomplish all of this while also investing in the development of our employees personally
  • Advantage Credit Union
  • 121 West Third Street North, Newton, IA, 50208
  • Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!
  • North Shore Federal Credit Union
  • 85 Outer Drive, Silver Bay, MN, 55614
  • North Shore Federal Credit Union has been a financial beacon along the shore of Lake Superior for 50 plus years. Specializing in outstanding member service and offering products to meet every walk of life. North Shore Federal Credit Union proudly meets the financial needs of those living along the Lake Superior's North Shore.
  • DKC Lending LLC - Hard Money Lender
  • 2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
  • DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
  • 1st Florida Mortgage
  • 2203 N. Lois Ave, Suite 1200, Tampa, FL, 33607
  • 1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.