FHA VS Conventional loan in Lawrence, Mercer County, New Jersey
In 2026, the conventional loan limit for Lawrence, located in Mercer county, NJ, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and necessary documentation. Our cutting-edge mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision on the most suitable program in NJ for your financial scenario.
2026 Loan Limits and Downpayment Requirements in Lawrence, Mercer County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the following zip codes: 08648
Explore Conventional and FHA Loan Options in Lawrence, NJ
The goal at Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. Choose from three initial pathways, leading to matching lenders and personalized loan programs.
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Lends in New Jersey
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.
Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon, Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
101 College Road East, Suite 2, Princeton, NJ, 08540
Lends in New Jersey
Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.
