FHA VS Conventional loan in Lawrence, Mercer County, New Jersey
In 2025, the conventional loan limit for Lawrence, located in Mercer county, NJ, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and necessary documentation. Our cutting-edge mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision on the most suitable program in NJ for your financial scenario.
2025 Loan Limits and Downpayment Requirements in Lawrence, Mercer County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the following zip codes: 08648, 08540
Explore Conventional and FHA Loan Options in Lawrence, NJ
The goal at Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. Choose from three initial pathways, leading to matching lenders and personalized loan programs.
At Price Financial Services we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Our website provides seamless access to online current mortgage rates and programs and the ability to securely upload documents.
201 King of Prussia Road, Suite 650, Wayne, PA, 19087
The Capital Rams offers commercial loans with a client-centric approach. Our certified and highly-trained financial specialists analyze your company’s fiduciary picture and goals to recommend products that solve its unique challenges. Our extensive portfolio of financial services includes Commercial Real Estate loans
Drexel Hill Mortgage, Inc (DHM) has been serving Pennsylvania homeowners since July, 2000 with Conventional and FHA/VA mortgages. Our goal is to offer the best interest rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide
Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
"The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience.
We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.
