Explore the differences! FHA VS Conventional loan programs in Fords, Middlesex County, New Jersey

In 2025, the conventional loan limit for Fords, located in the county of Middlesex, NJ, is set to $1,089,300. For a single-family home, the FHA limit is $1,089,300.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit scores, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial needs in NJ.

Explore loan offers from over 100 lenders

Overview of 2025 Loan Limits and Down Payment Requirements in Fords, Middlesex County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to zip codes: 08863, 07095, 08840

Conventional and FHA Loan Options in Fords, NJ

The goal of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loans quickly and with minimal hassle. Choose one of these three starting points to connect with suitable lenders and loan programs:

Visual of Lendersa USDA loan request matching results


  • The Mortgage Gallery Inc
  • 16039 Comprint Circle, Gaithersburg, MD, 20877
  • The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
  • Shrewsbury Federal Credit Union
  • 489 Boston Turnpike, Shrewsbury, MA, 01545
  • Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
  • Central One Federal Credit Union
  • 714 Main Street, Shrewsbury, MA, 01545
  • Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.
  • Industrial Bank
  • 4812 Georgia Avenue NW, Washington, DC, 20011
  • "Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region. Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
  • Alibaba Lending
  • 10 Vinnie Way, Shrewsbury, MA, 01545
  • At Alibaba Lending, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Security First Mortgage Funding LLC
  • 21 N. Quinsigamond Ave, Worcester, MA, 01545
  • Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.