FHA VS Conventional loan programs in Fords, Middlesex County, New Jersey

In 2025, the conventional loan limit for Fords, located in the county of Middlesex, NJ, is set to $1,089,300. For a single-family home, the FHA limit is $1,089,300.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit scores, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial needs in NJ.

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Overview of 2025 Loan Limits and Down Payment Requirements in Fords, Middlesex County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to zip codes: 08863, 07095, 08840

Conventional and FHA Loan Options in Fords, NJ

The goal of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loans quickly and with minimal hassle. Choose one of these three starting points to connect with suitable lenders and loan programs:

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