Explore the differences! FHA VS Conventional loan programs in Perth-Amboy, Middlesex County, New Jersey
In 2026, the loan limit for a Conventional mortgage in Perth-Amboy, within the county of Middlesex, NJ, is $970,800, while the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for approval. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the program in NJ that aligns best with your financial situation.
2026 Loan Limits and Down Payment Details in Perth-Amboy, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to the following zip codes: 08861
Available Conventional and FHA Loan Options in Perth-Amboy, NJ
The aim of Lendersa® is to connect you with the most fitting Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three pathways to find matching lenders and loan programs.
CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.
Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong
Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions.
Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
Lends in New Jersey
American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
