FHA VS Conventional loan programs in 2026 for Perth-Amboy, Middlesex County, New Jersey
In 2026, the loan limit for a Conventional mortgage in Perth-Amboy, within the county of Middlesex, NJ, is $970,800, while the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for approval. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the program in NJ that aligns best with your financial situation.
2026 Loan Limits and Down Payment Details in Perth-Amboy, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to the following zip codes: 08861
Available Conventional and FHA Loan Options in Perth-Amboy, NJ
The aim of Lendersa® is to connect you with the most fitting Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three pathways to find matching lenders and loan programs.
23101 Lake Center Drive, Suite 355, Lake Forest, CA, 92630
First Rate Lending knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions: our customers.
23161 Lake Center Drive, Suite 205, Lake Forest, CA, 92630
Service One Mortgage is a Full Service Mortgage Advisory Firm, specializing in Residential and Commercial Loans.we have helped thousands purchase and refinance their homes and investment properties.Our motto has always been to offer the lowest mortgage rates while providing the highest level of customer service to each and every one of our clients.
The Legacy Mission is to develop life-long client relationships by providing exceptional service, professional representation and technical expertise. As the Broker/Owner, Mark Gustafson personally manage all real estate broker/agent aspects of the transaction from beginning to end.
We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves by providing you with tailored mortgage loan with a great mortgage rate for you in the shortest possible time. We will also make the loan experience with us enjoyable and provide you with a peace of mind.
26461 Rancho Parkway South, Lake Forest, CA, 92630
"Personalized Mortgage Express was founded in 2004 to meet an urgent need: To provide fast, personalized service to both borrowers and real estate agents.
We have a staff of experienced loan officers and processors who will ensure that your home loan
will close on time, at the best rates available in the market today
DeltaMax Mortgage & Realty. She is your "one-stop shop" when you're looking to find a home and/or finance it. As both a licensed loan broker and realtor, Shadi makes buying, selling, and financing your home hassle-free. Her detail-oriented mindset, undivided atention, and vast experience in the field leaves her clients joyfully satisfied.
At Dane Residential Mortgage, we have the flexibility to provide tailored financing options to creditworthy prime and non-prime borrowers that meet the minimum underwriting requirements. We welcome all borrowers and look forward to explaining all possible lending options available to you.
LoansDirect customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
ICM Real Estate Inc Our Mortgage team will give you the individual attention that you expect and deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. Our promise to you.
