FHA VS Conventional loan programs in 2026 for Perth-Amboy, Middlesex County, New Jersey
In 2026, the loan limit for a Conventional mortgage in Perth-Amboy, within the county of Middlesex, NJ, is $970,800, while the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for approval. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the program in NJ that aligns best with your financial situation.
2026 Loan Limits and Down Payment Details in Perth-Amboy, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to the following zip codes: 08861, 08862
Available Conventional and FHA Loan Options in Perth-Amboy, NJ
The aim of Lendersa® is to connect you with the most fitting Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three pathways to find matching lenders and loan programs.
712 North Valley Street, Suite F, Anaheim, CA, 92801
Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.
2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.
12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:
Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
12966 Euclid St., Suite 220, Garden Grove, CA, 92840
Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
16508 Southeast 24th Street, Suite 102, Vancouver, WA, 98683
Cascade Home Loans Helping others to buy, sell and finance real estate is what drives us and dealing with the challenges along the way. Today there is no shortage of challenges and we believe the constant changes are what keep us excited about this industry. Sure, it would nice if everything was easier but hard things tend to be the better.
1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.
We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
