In 2025, the conventional loan limit in Metuchen, located in the county of Middlesex, NJ, is set at $1,089,300. In contrast, the FHA limit for a single-family home is established at $1,089,300. These loan limits are significant for buyers and lenders as they define the maximum amount that can be borrowed when purchasing a home using these types of loans.
The Lendersa® Conventional loan calculator is a crucial tool to compare today's best rates for Conventional, FHA, and USDA loans. It helps you determine your qualifications by assessing income, credit, reserves, and the necessary documents needed. Our advanced mortgage calculator allows you to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program for your financial requirements in NJ.
Explore and compare loan offers from a pool of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comprehensive comparison table applies to the specified zip codes: 8840
Lendersa® is committed to helping you efficiently secure the best Conventional, USDA, or FHA loans with minimal hassle. You can start with one of three strategic paths to connect with matching lenders and loan programs tailored to your unique financial needs:
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Bridge Loan Guides
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