FHA VS Conventional loan programs in Magnolia, Camden County, New Jersey

In 2026, the Conventional loan ceiling for Magnolia, located in Camden county, NJ, is $726,200. The FHA cap for a single-family home comes in at $529,000.

Leverage the Lendersa® Conventional loan calculator to contrast today's best options between Conventional, FHA, and USDA loans, determining what income, credit, reserves, and documents are necessary for qualification. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide the optimal program in NJ for your specific financial needs.

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2026 limits and down payments in Magnolia, Camden county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This comparison is valid for zip codes: 8049

Explore your Conventional and FHA loan alternatives in Magnolia, NJ

Lendersa®'s mission is to secure the best Conventional, USDA, or FHA loan options for you swiftly and without complication. Begin by selecting one of three routes to effectively connect with lenders and loan programs that match your needs.

Lendersa USDA loan matching results


Magnolia Lenders

  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Lends in New Jersey
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.

  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Lends in New Jersey
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.

  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • Lends in New Jersey
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
    Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."

  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • Lends in New Jersey
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
    Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."

  • Greentree Mortgage Company, LP
  • 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043
  • Lends in New Jersey
  • Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).

  • ACRE MORTGAGE & FINANCIAL, INC.
  • 400 Sheppard Rd, Voorhees, NJ, 08043
  • Lends in New Jersey
  • Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,

  • Liberty Mortgage USA LLC
  • 146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026
  • Lends in New Jersey
  • Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.

  • Greentree Mortgage
  • 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026
  • Lends in New Jersey
  • You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.

  • Garden State Home Loans, Inc
  • 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
  • Lends in New Jersey
  • Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.