FHA VS Conventional loan in Hackettstown, Warren County, New Jersey

In 2026, within the city of Hackettstown located in the county of Warren, NJ, the conventional loan limit for a single-family residence is $726,200, whereas the FHA loan limit is $472,030.

The Lendersa® Conventional loan calculator empowers you to weigh today’s top rates among Conventional, FHA, and USDA loans. This advanced tool allows you to determine the necessary income, credit rating, reserves, and documentation for qualification. By utilizing our comprehensive mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding your decision in choosing the best program in NJ to fit your financial goals.

Discover loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Hackettstown, Warren County, NJ

Type of Loan Maximum Loan Amount Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 7840

Exploring Conventional and FHA Loan Options in Hackettstown, NJ

The goal of Lendersa® is to swiftly and seamlessly secure the best possible Conventional, USDA, or FHA loan for you. Start by choosing one of three options to find lenders and loan programs that match your criteria:

USDA loan request matching results from Lendersa


  • First Heritage Mortgage, LLC
  • 3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
  • First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.

  • Adler Private Lending
  • 11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030
  • Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform

  • Intercoastal Mortgage, LLC
  • 4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
  • Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.

  • Adler Financial Group
  • 11350 Random Hills Road #720, Fairfax, VA, 22030
  • Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors.

  • East Coast Financial Corp.
  • 1460 Fall River Avenue, Seekonk, MA, 02771
  • "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
    We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.

  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it

  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.

  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.

  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.