FHA VS Conventional loan in Haledon, Passaic County, New Jersey
In 2026, the Conventional loan limit in Haledon, located in Passaic county, NJ, is $1,089,300, while the FHA limit is $1,089,300 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to review today's best rates for Conventional, FHA, and USDA loans, along with the income, credit, reserves, and documentation needed for qualification. This advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help determine the best fit for your financial situation in NJ.
2026 Loan Limits and Down Payment Requirements in Haledon, Passaic, NJ
Loan Type
Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table applies to zip codes: 07508
Conventional and FHA Loan Options in Haledon, NJ
Lendersa® aims to connect you with the best Conventional, USDA, or FHA loans quickly and without hassle. Begin with one of three pathways leading you to suitable lenders and loan programs.
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