FHA VS Conventional loan in Haledon, Passaic County, New Jersey

In 2025, the Conventional loan limit in Haledon, located in Passaic county, NJ, is $1,089,300, while the FHA limit is $1,089,300 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to review today's best rates for Conventional, FHA, and USDA loans, along with the income, credit, reserves, and documentation needed for qualification. This advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help determine the best fit for your financial situation in NJ.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Haledon, Passaic, NJ

Loan Type Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 07508, 07538

Conventional and FHA Loan Options in Haledon, NJ

Lendersa® aims to connect you with the best Conventional, USDA, or FHA loans quickly and without hassle. Begin with one of three pathways leading you to suitable lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • Silver Star Mortgage LLC
  • 8810 Commodity Circle, Suite 17, Orlando, FL, 32819
  • Whether you are buying a new home, refinancing your existing mortgage or purchasing a commercial property, we will help. With access to a vast variety of residential and commercial loan products through our lender network, Silver Star Mortgage will help you find the perfect mortgage solution. Silver Star Mortgage IS reliable.
  • Marymont Financial Services
  • 7802 Kingspointe Parkway, Suite 208A, Orlando, FL, 32819
  • At Marymont Financial Services. We are a full-service mortgage company based in Orlando, Florida, serving the entire state of Florida and Georgia. We specialize in FHA Loans, Conventional Loans, and VA Loans in Orlando. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 32819
  • TMG MORTGAGE GROUP
  • 5401 South Kirkman Road, Suite 208, Orlando, FL, 32819
  • TMG MORTGAGE GROUP a TD Home Loans, Inc company Wade Darius Senior Loan Officer, a Real Estate Broker at TD Homes Real Estate, a Private Real Estate Wealth Client Advisor, a former Senior Mortgage Underwriter with some of the top U.S. Banks, and a former Candidate for Congress – Florida Congressional District 10.
  • Salvamerica LLC
  • 7208 West Sand Lake Road, Suite 305, Orlando, FL, 32819
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mile Marker Mortgage LLC
  • 8810 Commodity Circle, Suite 36, Orlando, FL, 32819
  • For the past 17 years in the Orlando mortgage market, Christina Santana has helped customers get mortgage approvals. Her extensive experience in the lending industry and her vast network of lenders and realtors, is the backbone of Mile Marker's ability to provide quick and excellent results.
  • The Money House, Inc.
  • 8751 Commodity Cir, Suite 17, Orlando, FL, 32819
  • Moneyhouse has been the # 1 non-depository mortgage bank in closings in Puerto Rico for the past 11 years. We are a full-service direct lender mortgage banking company offering a diverse array of products for home loan needs. Moneyhouse is committed to families. Moneyhouse understands the sensitivity that comes with making big family.
  • My Florida Mortgage Solutions, INC.
  • 6236 Kingspointe, Suite 8, Orlando, FL, 32819
  • My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
  • Florida Funding
  • 7329 Greenbriar Pkwy, Orlando, FL, 32819
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
  • Homespire Mortgage
  • 9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
  • Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.