FHA VS Conventional loan programs in Haledon, Passaic County, New Jersey

In 2025, Convetional loan limit in Haledon, county of Passaic, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Haledon, county of Passaic, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 07508, 07538

Conventional and FHA loan options in Haledon, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bank of Pontiac
  • 300 West Washington Street, Pontiac, IL, 61764
  • Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
  • First United Bank and Trust Company
  • 162 North Main Street, Madisonville, KY, 42431
  • First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
  • Illinois Community Credit Union
  • 508 W. State Street, Sycamore, IL, 60178
  • Illinois Community Credit Union began in 1935 as Sycamore Community Credit Union. Community leaders came together to form a financial institution that was owned by and operated for the benefit of the people of Sycamore and the surrounding area. Sycamore Community Credit Union provided a place where local residents could borrow at reasonable rates.
  • Source 1 Mortgage
  • 1430 Dekalb ave, Sycamore, IL, 60178
  • Source 1 Mortgage has zero lender fees and is the largest Mortgage Brokerage in DeKalb county. We specialize in low down payment programs, as well as FHA, VA, Conventional and USDA loans. As a Brokerage we are able to works with some of the largest investors and mortgage wholesalers in the nation to offer you the widest array of product
  • Guaranty Home Mortgage Corporation
  • 10 Lea Avenue, Suite 800, Nashville, TN, 37210
  • Since 1985, Guaranty Home Mortgage Corporation, (GHMC) has been a market leader in mortgage lending. In 2019 GHMC transformed from a Federally Registered entity to an Independent Mortgage Banker and is currently licensed in 48 states. GHMC originates and purchases loans nationally through multiple channels.
  • MS Home Mortgage LLC
  • 7193 Jonesboro Rd, Suite 202, Morrow, GA, 30260
  • MS Home Mortgage is a mortgage lending company in Georgia that partners with wholesale lenders and investors from across the country. We help clients by offering them the right mortgage products and providing them with exceptional services to approve and close their loans quickly.
  • Mayville Savings Ban
  • 200 S. Main St., Mayville, WI, 53050
  • On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.