FHA VS Conventional loan in North-Haledon, Passaic County, New Jersey

In 2026, the limit for a Conventional loan in North-Haledon, in the county of Passaic, NJ, is $970,800, while for an FHA loan, it is $970,800 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to evaluate today’s optimal rates for Conventional, USDA, and FHA loans. Analyze the income, credit, reserves, and documents you will need to qualify. Our advanced mortgage calculator lets you view side by side the Conforming Conventional, USDA, FHA, and VA loans to help decide which program in NJ is best for your specific financial situation.

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in North-Haledon, Passaic, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Applies to zip codes: 7508

Explore Conventional and FHA Loan Options in North-Haledon, NJ

The Lendersa® objective is to secure for you the best Conventional, USDA, or FHA loan quickly and without trouble. Choose one of these three starting points that guide you to matching lenders and loan programs.

Lendersa's results for USDA loan requests and matching


North-Haledon Lenders

  • Dynamic Financial Consultants Inc
  • 502 Hamburg Turnpike, Suite 208, Wayne, NJ, 07470
  • Lends in New Jersey
  • Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.

  • Nj Home Mortgage
  • 516 Lafayette Avenue, Hawthorne, NJ, 07506
  • Lends in New Jersey
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • Lends in New Jersey
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.

  • Hard Money Lenders New Jersey
  • 237 River St, 5th Floor, Paterson, NJ, 07501
  • Lends in New Jersey
  • Hard Money Lenders New Jersey offers a new and innovative way to invest in real estate in the states in New York NY and New Jersey NJ in which we offer our investors a way to be participant in the growth of the commercial and real estate market. Hard Money Loans offer a high return on investment with a controlled risk.

  • North Jersey Federal Credit Union
  • 711 Union Blvd, Totowa, NJ, 07512
  • Lends in New Jersey
  • In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.

  • North Capital Funding Corporation
  • 535 Union Boulevard, Totowa, NJ, 07512
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Commercial Mortgage Unlimited LLC
  • 22 Tilghman Dr, Glen Rock, NJ, 07452
  • Lends in New Jersey
  • Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.

  • Gold Ring Investments Inc
  • 0-40 Fair Lawn Parkway, Fair Lawn, NJ, 07410
  • Lends in New Jersey
  • Gold Ring Investments Inc, is a partner to Santomenno and company in New Jersey. A small Independent Investment Management group whose primary executive sits in the lead capacity of Registered Investment Advisor, (RIA) Founded in 1975 by Rocco R. Santomenno, the company has built a strong

  • CITIZENS MORTGAGE CORPORATION
  • 26-01 Pellack Drive, FAIR LAWN, NJ, 7410
  • Lends in New Jersey
  • Founded in May 1987, Citizens Mortgage Corp is a family-owned and operated mortgage company that caters to first time home buyers and has been dedicated to serving the underserved communities. Our mission is to be the most efficient mortgage provider in the State of New Jersey, New York and Hawaii. We have been committed