Explore the differences! FHA VS Conventional loan programs in Wayne, Passaic County, New Jersey
In 2025, the Conventional loan limit for Wayne, in the county of Passaic, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to compare the current leading rates for Conventional, FHA, and USDA loans. You can determine the necessary income, credit score, reserves, and documents needed for qualification. With our advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NJ suits your financial needs.
2025 Loan Limits and Down Payment Details in Wayne, Passaic, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison applies to the following zip codes: 07470, 07474
Exploring Conventional and FHA Loan Options in Wayne, NJ
The purpose of Lendersa® is to connect you quickly with the best possible Conventional, USDA, or FHA loan without any difficulty. Start from one of three pathways leading you to matched lenders and loan programs.
3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
Sierra Mortgage is your premiere mortgage lender located in Fresno, CA. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan.
516 West Shaw Avenue, Suite 200, Fresno, CA, 93704
Mayu Capital Lending, Inc. is a California based lending agency that specializes in residential and commercial financing. With over 11 years in finance, Mayu Capital Lending, Inc. takes a different approach to funding through a preference of portfolio-client relations in place of purely transactional lending.
285 West Bullard Avenue, Suite 103, Fresno, CA, 93704
Assured Mortgage Company are a friendly firm of Mortgage Professionals who are happy to meet with you face to face or over the phone or email to provide a service that’s right for you. Our Services include offering advice and solutions on Mortgages. Our aim is to leave you worry free about your funding source because you know you are in safe hands.
Peerless Lending work with multiple wholesale providers of mortgage products of all types - FHA, VA, Conventional, USDA, CalHFA, Jumbo, Alt QM, etc. Based on our clients personal situation and profile, we will work to link them to the product most aligned with their goals. Our mission is to provide the best mortgage advice
1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
677 W Palmdon Drive Suite #208a, Fresno, CA, 93704
De Young Mortgage, Inc. a local San Joaquin Valley California home mortgage broker, is a one-stop financing resource for all homebuyers and homeowners,which aims to make the home loan process both simple and satisfying.Since 2012, De Young Mortgage has been helping homeowners in the Clovis & Fresno area finance the American Dream of home ownership.
Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.
1516 West Redondo Beach Boulevard, Gardena, CA, 90247
Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
