Explore the differences! FHA VS Conventional loan programs in Paterson, Passaic County, New Jersey
In 2025, the specified loan limit for a conventional mortgage in Paterson, within the county of Passaic, NJ, is $1,089,300. For a similar type of property, the FHA loan limit is set at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to compare the current top rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator contrasts USDA, FHA, and VA loans, helping you choose the best program that aligns with your financial status in NJ.
Loan limits and down payment requirements for 2025 in Paterson, Passaic, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
These details are applicable to the following zip codes: 07524, 07522, 07514, 07513, 07505, 07502, 07504, 07501, 07503, 07507, 07509, 07510, 07533, 07543, 07544
Available loan options in Paterson, NJ for Conventional and FHA
The purpose of Lendersa® is to facilitate obtaining an optimal Conventional, USDA, or FHA loan quickly and simply. Begin with one of three options that steer you to suitable lenders and loan programs.
I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products
First Federal Bank loan originators are eager to help you with your home loan needs.
We listen carefully to each borrower & use our diverse mix of lending products to fit your situation.
Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
1301 Beville Rd., Suite 1, South Daytona, FL, 32119
Gulfstream is a family owned and operated company with a wholesale relationship with numerous institutional investors and also longstanding relationships with many private investors. We can often work around issues regarding credit and income. Gulfstream has served the needs of thousands for two generations
