FHA VS Conventional loan in Paterson, Passaic County, New Jersey
In 2025, the specified loan limit for a conventional mortgage in Paterson, within the county of Passaic, NJ, is $1,089,300. For a similar type of property, the FHA loan limit is set at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to compare the current top rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator contrasts USDA, FHA, and VA loans, helping you choose the best program that aligns with your financial status in NJ.
Loan limits and down payment requirements for 2025 in Paterson, Passaic, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
These details are applicable to the following zip codes: 07524, 07522, 07514, 07513, 07505, 07502, 07504, 07501, 07503, 07507, 07509, 07510, 07533, 07543, 07544
Available loan options in Paterson, NJ for Conventional and FHA
The purpose of Lendersa® is to facilitate obtaining an optimal Conventional, USDA, or FHA loan quickly and simply. Begin with one of three options that steer you to suitable lenders and loan programs.
The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.
100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.
We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.
Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.
