As of 2026, the loan limit for a Conventional mortgage in Hamilton, situated in the county of Mercer, NJ, is $726,200. In contrast, the FHA limit for a single-family residence is $472,030.
The Lendersa® Conventional loan calculator is an excellent tool for comparing the top rates of today for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you decide which program in NJ fits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 08620
The aim of Lendersa® is to assist you in securing the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three pathways that align you with the right lenders and programs.
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