FHA VS Conventional loan programs in Hamilton-Square, Mercer County, New Jersey
In 2025, the conventional loan limit in Hamilton-Square, part of Mercer county, NJ, is set at $647,200. Meanwhile, the FHA cap for a single-family home is $420,680. These figures are pivotal as they serve as benchmarks for potential homebuyers concerning how much they can borrow, helping them plan their home financing effectively.
Utilize the Lendersa® Conventional loan calculator to thoroughly evaluate and contrast the most competitive rates available today among Conventional, FHA, and USDA loans. This tool helps determine essential information concerning income, credit score, reserves, and necessary documents for qualification. Featuring an advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans and options such as USDA, FHA, and VA, guiding you toward selecting the ideal program in NJ that best aligns with your financial strategy.
Comprehensive 2025 Loan Limits and Down Payment Requirements in Hamilton-Square, County of Mercer, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$306,700
Zero percent
FHA
$420,680
3.5%
This detailed table is applicable to zip codes: 08690, 08691. Recognizing these specific limits is key to setting realistic expectations regarding potential loan amounts and application success.
Explore Conventional and FHA Loan Options in Hamilton-Square, NJ
Lendersa® is committed to facilitating your connection with the most suitable Conventional, USDA, or FHA loans, ensuring a smooth experience without unnecessary hassle. Choose from one of three strategic pathways that lead to matching lenders and loan programs, each designed to cater to your unique financial needs and goals effectively.
Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.
Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
