For 2026, the Conventional loan limit in Yardville, located within the county of Mercer, NJ, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to explore today's top rates comparing Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you to choose the best option in NJ for your financial needs.
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| Type of Loan | Limit Amount | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The information in this table applies to the zip codes: 08620, 08691
Lendersa® is dedicated to securing the most favorable Conventional, USDA, or FHA loan for you promptly and without complication. Choose one of three starting points to connect with matching lenders and discover suitable loan programs.
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