FHA VS Conventional loan in Highland-Park, Middlesex County, New Jersey
As of 2025, the conventional loan limit in Highland-Park, within Middlesex county, NJ, is set at $970,800, while the FHA limit for a single-family residence is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today’s best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to help choose what’s best for your financial needs in NJ.
2025 Loan Limits and Down Payment Requirements in Highland-Park, County of Middlesex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is applicable to the following zip codes: 8904
Options for Conventional and FHA loans in Highland-Park, NJ
The goal of Lendersa® is to connect you quickly with the most suitable Conventional, USDA, or FHA loan without any hassle. Choose one of three options that lead to a selection of matching lenders and loan solutions.
Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
300 South State St, Suite 1000, Syracuse, NY, 13202
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