Explore the differences! FHA VS Conventional loan programs in Highland-Park, Middlesex County, New Jersey

As of 2025, the conventional loan limit in Highland-Park, within Middlesex county, NJ, is set at $970,800, while the FHA limit for a single-family residence is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to help choose what’s best for your financial needs in NJ.

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2025 Loan Limits and Down Payment Requirements in Highland-Park, County of Middlesex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is applicable to the following zip codes: 8904

Options for Conventional and FHA loans in Highland-Park, NJ

The goal of Lendersa® is to connect you quickly with the most suitable Conventional, USDA, or FHA loan without any hassle. Choose one of three options that lead to a selection of matching lenders and loan solutions.

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  • Bank of Clarks
  • 301 N. Green, Clarks, NE, 68628
  • Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
  • OneHome Mortgage
  • 200 Cautillion Dr, Youngsville, LA, 70592
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • New Century Bank
  • 1211 28th Street, Belleville, KS, 66935
  • New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
  • The Bank N.A.
  • PO Box 1067, McAlester, OK, 74502
  • At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
  • Community Bank
  • 118 N Main Street, Avon, SD, 57315
  • The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
  • First State Bank & Trust Company
  • 612 Broadway, Thompson, ND, 58278
  • Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
  • Andover State Bank
  • 511 North Andover Road, Andover, KS, 67002
  • We continue that philosophy by serving our mission to be the most trusted bank in the communities we serve by knowing and understanding the needs of customers, employees and shareholders while providing them with the best possible products, services and opportunities to meet their goals.