FHA VS Conventional loan programs in Highland-Park, Middlesex County, New Jersey

In 2025, Convetional loan limit in Highland-Park, county of Middlesex, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Highland-Park, county of Middlesex, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 8904

Conventional and FHA loan options in Highland-Park, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • BlockFi
  • 201 Montgomery St, Suite 263, Jersey City, NJ, 07302
  • Founded in 2017 by Zac Prince and Flori Marquez, BlockFi was created to provide credit services to markets with limited access to simple financial products. BlockFi sets itself apart from other crypto service providers by pairing competitive rates with institutional-quality benefits.
  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • ATLANTIC HOME LOANS, INC
  • 50 US 46, Pine Brook, NJ, 07058
  • Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan
  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
  • Stratton Equities
  • 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
  • Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
  • Diversified Funding Group USA
  • 61 Broadway, Suite 2780, New York, NY, 10006
  • Diversified Funding, we strive to always provide outstanding customer experiences and honest, reliable advice. We take the time to learn about each client’s goals, to educate on the variety of available options, and to recommend a solution that fits the client’s needs. This customer-centric approach smooths the buying process.
  • SEA VIEW MORTGAGE, INC.
  • 27 Beach Rd Suite 5A, Monmouth Beach, NJ, 7750
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Atlantis Mortgage
  • 55 Oceanport Ave, West Long Branch, NJ, 07764
  • The Atlantis team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work one-on-one with you to provide a financial solution specifically tailored to meet your financing needs.