In 2026, the Conventional loan limit in Piscataway, located in Middlesex county, NJ, is $1,089,300, while the FHA limit is $1,089,300 for a single-family home.
Leverage the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA options, assisting in deciding which program in NJ aligns with your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This table applies to the following zip codes: 08854
The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Select one of three methods to match with lenders and loan programs that suit your needs.
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