Explore the differences! FHA VS Conventional loan programs in Highlands, Monmouth County, New Jersey
In 2025, the conventional loan limit for Highlands, situated in Monmouth county, NJ, is $1,089,300, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial situation in NJ.
Loan Limits and Down Payment Requirements for 2025 in Highlands, County of Monmouth, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The table applies to the following zip codes: 7732
Explore Conventional and FHA Loan Options in Highlands, NJ
Lendersa® aims to quickly provide you with the best possible Conventional, USDA, or FHA loan, without hassle. Choose one of three starting paths that result in connections with suitable lenders and loan programs.
1321 Evans Avenue, Suite C, San Francisco, CA, 94124
Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending.
A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. and We use the most advanced technology available to close loans quickly.
1000 North Point Street, Suite 1603, San Francisco, CA, 94109
"Property Capital Associates is dedicated to
ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process
regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.
1200 Gough Street, Suite 900, San Francisco, CA, 94109
Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.
As an independent mortgage company our goal is to provide the lowest rates and best service to our customers. Because we work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, we can offer you the most competitive rates in the industry.
1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
"We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence.
APPLY for your HOME LOAN AND"
1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience
Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners