FHA VS Conventional loan in Highlands, Monmouth County, New Jersey

In 2025, the conventional loan limit for Highlands, situated in Monmouth county, NJ, is $1,089,300, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial situation in NJ.

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Loan Limits and Down Payment Requirements for 2025 in Highlands, County of Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The table applies to the following zip codes: 7732

Explore Conventional and FHA Loan Options in Highlands, NJ

Lendersa® aims to quickly provide you with the best possible Conventional, USDA, or FHA loan, without hassle. Choose one of three starting paths that result in connections with suitable lenders and loan programs.

Lendersa USDA loan requests and result overview


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