FHA VS Conventional loan in Middletown, Monmouth County, New Jersey
In 2025, the Conventional loan limit for Middletown in Monmouth county, NJ, is $1,089,300. The FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to check today's best rates across Conventional, FHA, and USDA loans. Find required income, credit, reserves, and documents needed to qualify. Our advanced calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA options to help decide which program in NJ suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Middletown, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table is relevant for the following zip codes: 07716, 07718, 07748, 07732, 07737, 07701, 07758, 07760, 07738, 07752, 07799
Exploring Conventional and FHA Loan Options in Middletown, NJ
The objective at Lendersa® is to quickly connect you with the optimal Conventional, USDA, or FHA loan without hassle. Choose one of the three approaches that align you with fitting lenders and loan solutions.
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