Explore the differences! FHA VS Conventional loan programs in Pine-Lake-Park, Ocean County, New Jersey

In 2025, Convetional loan limit in Pine-Lake-Park, county of Ocean, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Pine-Lake-Park, county of Ocean, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 08757, 08759

Conventional and FHA loan options in Pine-Lake-Park, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Complete Real Estate
  • 28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
  • Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.
  • Biggs Group
  • 41715 Enterprise Circle N, Suite 106, Temecula, CA, 92590
  • "Biggs Rep are an experienced, fun, and intelligent group of Real Estate Professionals who also just happen to be warriors for our clients. Mortgage Lending Creating financial solutions Negotiation Loan Origination Closing deals Reversing Loan Denials WE’D LOVE TO HELP YOU WITH: Pre-approvalsFirst HomesInvestmentsRefinancing..
  • 21st Century Financial
  • 43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • 21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
  • Onenation Lending Inc
  • 43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
  • OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
  • CNN MORTGAGE
  • 43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
  • Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
  • NRL Mortgage
  • 43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
  • Patriot Pacific Financial
  • 43460 Ridge Park Dr. #250, Temecula, CA, 92590
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ryder Mortgage Group
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92562
  • At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.