FHA VS Conventional loan in Irvington, Essex County, New Jersey

In 2025, the Conventional loan limit for Irvington in Essex county, NJ, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our advanced calculator, view side-by-side the Conforming Conventional loans, USDA, FHA, and VA options to identify the best program in NJ for your financial needs.

Evaluate offers from 100 lenders

2025 Loan Limits and Down Payment Details in Irvington, Essex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is applicable to zip codes: 07111, 07184

Conventional and FHA Loan Paths in Irvington, NJ

The goal of Lendersa® is to efficiently secure you the best Conventional, USDA or FHA loan. Start from one of three approaches leading to matching lenders and loan solutions.

Results for USDA loan requests with Lendersa


  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
  • LG&W Federal Credit Union
  • 1616 Whitten Road, Memphis, TN, 38134
  • L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need. Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
  • Hometown Captial Group
  • 2860 Bartlett Rd, Suite 6, Bartlett, TN, 38134
  • Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
  • Local 606 Electrical Workers Federal Credit Union
  • 820 Virginia Dr, Orlando, FL, 32803
  • Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.
  • Florida Home Loans
  • 937 N Magnolia Avenue, Orlando, FL, 32803
  • We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
  • Nationwide Mortgage Advisors LLC
  • 230 East Marks Street, Orlando, FL, 32803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Programs LLC
  • 1060 Woodcock Road, Orlando, FL, 32803
  • "With more than 26 years in business, we have gained the insight to effectively assist you in matters such as home purchases and refinances. We are experienced in residential, investment, and commercial real estate. Our team observes and analyzes market trends, and we are highly knowledgeable in the real estate buying and selling process."