Explore the differences! FHA VS Conventional loan programs in Irvington, Essex County, New Jersey

In 2025, the Conventional loan limit for Irvington in Essex county, NJ, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our advanced calculator, view side-by-side the Conforming Conventional loans, USDA, FHA, and VA options to identify the best program in NJ for your financial needs.

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2025 Loan Limits and Down Payment Details in Irvington, Essex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is applicable to zip codes: 07111, 07184

Conventional and FHA Loan Paths in Irvington, NJ

The goal of Lendersa® is to efficiently secure you the best Conventional, USDA or FHA loan. Start from one of three approaches leading to matching lenders and loan solutions.

Results for USDA loan requests with Lendersa


  • Courtesy Mortgage Company
  • 2615 Camino Del Rio South, Suite 200, San Diego, CA, 92108
  • The Courtesy Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Metro Express Realty & Mortgage
  • 4025 Camino Del Rio S, Suite 300, San Diego, CA, 92108
  • Metro Express Realty & Mortgage Receive assistance with new home purchases, refinances, VA loans, and FHA loans from the professionals at Metro Express Mortgage, a mortgage broking company in San Diego, California. We carefully review each client's profile to find the perfect loan program and lender.
  • Homeplus Corporation
  • 2878 Camino Del Rio South, Suite 402, San Diego, CA, 92108
  • HomePlus was built in 1999 on a foundation of personal relationships with our clients. Even now, as we approach a milestone of $2B in annual loan volume, we still think of this, not as a 10-figure achievement on our part, but with gratitude that we will be helping more than 4, 000 clients a year
  • Crestline Funding Corporation
  • 2810 Camino del Rio South, San Diego, CA, 92108
  • "Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan. Customer Service We value you. Customer service is our #1 priority."
  • Cabrillo Mortgage
  • 3110 Camino Del Rio South, Suite 311, San Diego, CA, 92108
  • cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan
  • Cornerstone First Mortgage
  • 2655 Camino Del Rio North, Suite 450, San Diego, CA, 92108
  • Cornerstone First Mortgage is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, we are dedicated to delivering high-quality customer service
  • California Housing and Lending, Inc
  • 3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
  • California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.