FHA VS Conventional loan in South-Orange-Village, Essex County, New Jersey

In 2025, Convetional loan limit in South-Orange-Village, county of Essex, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in South-Orange-Village, county of Essex, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 7079

Conventional and FHA loan options in South-Orange-Village, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • Go Home Mortgage Inc
  • 1513 Castle Hill Avenue, Bronx, NY, 10462
  • Go Home Mortgage Inc, is a registered Mortgage Broker with the NYS Dept of Financial Services. All loans are arranged thru third party lenders. Our services cover the entire New York State. Go Home Mortgage Inc operates from one prime location in the Bronx since February 2006. We are a full service mortgage brokerage company.
  • PINE HILL MORTGAGE GROUP, INC.
  • 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
  • BARNSTABLE MORTGAGE GROUP, LLC
  • 70 East Allendale Road, Saddle River, NJ, 7458
  • At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • RAM Mortgage Partners LLC
  • 399 Campus Drive, Suite 315, Somerset, NJ, 08873
  • RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
  • Wholesale Mortgaging Inc
  • 2 Plum Tree Lane, Suite 100, Somerset, NJ, 08873
  • Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals
  • National-One Mortgage Banker LLC
  • 15 Clyde Road, Suite 202, Somerset, NJ, 08873
  • National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.
  • PETRA CEPHAS INC
  • 27 Clyde Road, Suite 201, Somerset, NJ, 08873
  • Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.