In 2026, the limit for a conventional loan in South-Orange-Village, located in the county of Essex, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home stands at $970,800.
Make use of the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Discern the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in selecting the right program for your specific financial conditions in NJ.
Examine loan offers from a choice of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This comparison applies to the following zip codes: 7079
The goal of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loans without any hassle. Choose one of the three starting points available to find matching lenders and loan options.
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