FHA VS Conventional loan programs in 2026 for South-Orange-Village, Essex County, New Jersey
In 2026, the limit for a conventional loan in South-Orange-Village, located in the county of Essex, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home stands at $970,800.
Make use of the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Discern the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in selecting the right program for your specific financial conditions in NJ.
Overview of 2026 Loan Limits and Down Payment Requirements in South-Orange-Village, Essex County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This comparison applies to the following zip codes: 7079
Options for Conventional and FHA Loans in South-Orange-Village, NJ
The goal of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loans without any hassle. Choose one of the three starting points available to find matching lenders and loan options.
First Financial is a Community Credit Union serving anyone who lives, works, attends school or worships in Monmouth or Ocean Counties. Additionally, First Financial Federal Credit Union is a not-for-profit whose goal is to achieve your financial dreams by defining your dream goals and lifestyle, empowering you through financial education
Red Oak Mortgage has built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homeowners throughout the state of New Jersey, North Carolina, and South Carolina since 2005. Due to our high level of technology, streamlined process, speedy turn-times
Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,
Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.
The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates
Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast
