In 2026, the conventional loan limit in Maplewood, county of Essex, NJ, is $1,089,300. Meanwhile, for a single-family home, the FHA limit is set at $1,089,300.
The Lendersa® Conventional loan calculator is designed to compare the best rates available today among Conventional, FHA, and USDA loans. Evaluate necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the most suitable program in NJ for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
This table applies to the zip codes: 7040
The goal at Lendersa® is to ensure you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to connect with matching lenders and personalized loan programs tailored to your needs.
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