FHA VS Conventional loan in Newark, Essex County, New Jersey
In 2025, Newark, situated in Essex, NJ, offers a conventional loan limit of $1,089,300, while the FHA loan ceiling for a single-family home is $1,089,300.
Our Lendersa® Conventional loan calculator can help you evaluate and compare today’s best Conventional, FHA, and USDA rates. Analyze Conforming Conventional loans alongside USDA, FHA, and VA to discover which option in NJ best fits your financial scenario.
2025 Loan Limits & Downpayment Requirements in Newark, Essex, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparison is applicable for zip codes: 07103, 07102, 07105, 07104, 07107, 07106, 07108, 07112, 07114, 07101, 07175, 07188, 07191, 07192, 07193, 07195, 07198, 07199
Explore Conventional and FHA Loan Options in Newark, NJ
Lendersa® ensures you find the most suitable Conventional, USDA, or FHA loan quickly and without stress. Choose from three pathways to connect with matching lenders and programs.
DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
2975 Bowers Ave, Suite 315, Santa Clara, CA, 95051
We provide options & customized loan solutions for 1-4 unit residential purchase & refinance mortgages. Our goal is to zealously represent the consumer while collaborating and communicating with multiple parties, during a transparent process, in order to make sound, well-informed decisions in pursuit of your financial & homeownership dreams because
3400 El Camino Real, Suite 6, Santa Clara, CA, 95051
URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
2315 S Bascom Ave, Suite 300A, Campbell, CA, 95008
We provide World-Class service and mortgage planning know-how for you and your family, for life. When it comes to mortgage financing, one size does not fit all. In fact, there are far too many rules and guidelines involved so that for us, the only way to find you the best loan is to start at the beginning.
116 E. Campbell Avenue, Suite 5, Campbell, CA, 95008
Irene helps California homeowners strategically finance their real estate goals. She assists first time homebuyers in understanding and experiencing a smooth and detail-oriented home purchase process and she helps current homeowners analyze the cost/benefit of refinancing. In addition, she has a constant and steady grasp on interest rate trends
1475 S. Bascom Ave, Suite 212, Campbell, CA, 95008
Shawn Belknap founded ‘My Home Loan San Jose’ which is a full service licensed San Jose based mortgage company. As a San Jose Mortgage Broker, Shawn specializes in providing San Jose and surrounding cities mortgage refinancing, home purchases, and debt consolidation home loans including, FHA home loans, and much more.
InterBanc Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
