Explore the differences! FHA VS Conventional loan programs in Newark, Essex County, New Jersey
In 2025, Convetional loan limit in Newark, county of Essex, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.
2025 loan limits and downpayment requirments in Newark, county of Essex, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The comparison table applies to zip codes: 07103, 07102, 07105, 07104, 07107, 07106, 07108, 07112, 07114, 07101, 07175, 07188, 07191, 07192, 07193, 07195, 07198, 07199
Conventional and FHA loan options in Newark, NJ
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
RC Advantage offers refinance and purchase transactions with the best possible financing. We are a licensed California mortgage lender, and pride ourselves in offering real estate purchasers and refinancers the best financing terms available. #1665027vantage offers refinance and purchase transactions with the best possible financing.
426 Sutton Way, Suite 114, Grass Valley, CA, 95945
We know that each client has unique goals and financial objectives. For this reason, we take the time to provide detailed information and guidance to help our clients navigate through the somewhat confusing loan application process. We take pride in being a part of your home-buying team and will always take the approach
1740 E. Main Street, Suite 102, Grass Valley, CA, 95945
Olympia Mortgage and Investment Company, Inc. is a premier lending institution and investment company specializing in mortgage loans secured by California real estate funded by private investors.Olympia Mortgage and Investment Company, Inc. provides the finest in long and short-term financing balancing needs of both borrower and investor.
11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
"Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs.
Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
Federal Commercial Funding’s multifamily and commercial lending division offers nationwide lending and has consistently earned a reputation as a company that delivers. Our lending programs cover loans for multifamily, retail, office, industrial and Bridge Loans for all asset types.
16055 Ventura Boulevard, Suite 465, Encino, CA, 91436
"Elite Equity is the Premier Real Estate & Mortgage Company in Southern California. Founded in 2005, the Company was always focused on offering their clients a One-Stop Real Estate & Finance Solution.
As a Boutique Brokerage By Design, we specialize in representing our Clients with First Class Service on both sides of the transaction.
16300 Ventura Blvd, Suite 100, Sherman Oaks, CA, 91436
Land Brothers Mortgage & Realty All our loan officers take very seriously the fact that purchasing a home or an investment property is likely the largest purchase you will ever make. Something this important shouldn’t be left to chance. If you are looking to purchase a new home or refinance an existing one.
