Explore the differences! FHA VS Conventional loan programs in Newark, Essex County, New Jersey
In 2025, Newark, situated in Essex, NJ, offers a conventional loan limit of $1,089,300, while the FHA loan ceiling for a single-family home is $1,089,300.
Our Lendersa® Conventional loan calculator can help you evaluate and compare today’s best Conventional, FHA, and USDA rates. Analyze Conforming Conventional loans alongside USDA, FHA, and VA to discover which option in NJ best fits your financial scenario.
2025 Loan Limits & Downpayment Requirements in Newark, Essex, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparison is applicable for zip codes: 07103, 07102, 07105, 07104, 07107, 07106, 07108, 07112, 07114, 07101, 07175, 07188, 07191, 07192, 07193, 07195, 07198, 07199
Explore Conventional and FHA Loan Options in Newark, NJ
Lendersa® ensures you find the most suitable Conventional, USDA, or FHA loan quickly and without stress. Choose from three pathways to connect with matching lenders and programs.
3111 N University Drive, Suite 613, Coral Springs, FL, 33065
Listing, Selling and renting South Florida Real Estate for over 15 years. Real estate listing, homes for sale, homes for rent, apartments for rent, foreclosure for sale, foreclosure list, Parkland homes, Coral springs homes, Pembroke homes, Parkland real estate, Short sale, HUD homes, Mortgages, FHA loans,
2801 N. University Dr 204, Coral Springs, FL, 33065
Residential Savings Mortgage, Inc., a Licensed Mortgage Brokerage Business, is committed to providing you with the very best mortgage solutions for your current financial situation. Our Management Team has over 70 years of experience in the mortgage industry and are always available in the office during regular business hours.
10101 W. Sample Road, Suite 305, Coral Springs, FL, 33065
Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products
Ace Mortgage Loan Corporation was created in 1996 to help people achieve their American Dream. Long before “bubbles”or “collapses”, Ace Mortgage Loan Corporation was representing client’s interests in navigating the mortgage market with knowledgeable friendly staff and a leading research and compliance team.
10101 West Sample Road Suite 202, Coral Springs, FL, 33065
Primeco Mortgage Corporation (PMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind.
2900 N University Drive, Suite 52, Coral Springs, FL, 33065
Halo Mortgage, we are passionate about who we are and what we do and a lot of that is because we feel that our Mortgage Broker model is Better than the rest. Not only is it Better for us (we don’t like limitations) but it’s Better for you too. Halo Mortgage, offering personalized mortgage solutions
FSB has strived since its founding in 1887 to be a “Pillar in Community Banking.” Thus, our strategy is to provide a community banking culture that offers individualized customer service. We are locally owned and operated and committed to serving all your financial needs through a convenient approach that combines direct access to decision makers
555 S. Powerline Rd, Suite 8, Pompano Beach, FL, 33069
At Mortgage Professionals. We understand that buying a home may be a daunting task, but with us, we make it really easy! Our highly skilled team of Originators, Processors and Underwriters have several years of experience- leaving YOU in good hands. We will guide you, listen to your concerns and make it our top priority to get you your dream home.
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing
Englewood Bank & Trust has been based in Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image. You’ll appreciate the convenience of Englewood Bank & Trust’s network
