In 2026, the maximum for a conventional loan in Lake-Mohawk, within the jurisdiction of Sussex county, NJ, is $970,800. Meanwhile, for a single-family home, the FHA cap is $970,800.
Leverage the Lendersa® Conventional loan calculator to evaluate and contrast the foremost rates of today between Conventional, FHA, and USDA loans. It assists in determining the required income, credit score, reserves, and supporting documents needed for loan qualification. Our sophisticated mortgage calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans together, helping you decide on the most appropriate program in NJ for your financial position.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table is applicable to these zip codes: 7871
The objective at Lendersa® is to ensure you access the most suitable Conventional, USDA, or FHA loan promptly and without complexity. You can select one of the following three entry points, which will align you with appropriate lenders and programs:
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