FHA VS Conventional loan programs in Hamburg, Sussex County, New Jersey

In the year 2026, within the county of Sussex in Hamburg, NJ, the Conventional loan ceiling is set at $1,089,300. For FHA, the limit is $1,089,300, applicable to a single-family home.

The Lendersa® Conventional loan calculator helps you evaluate today's top rates across Conventional, FHA, and USDA loans, showing the income, credit, reserves, and documentation needed. Our advanced mortgage calculator enables side-by-side views of Conforming Conventional loans, USDA, FHA, and VA loans, simplifying the decision on which program best suits your finances in NJ.

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2026 Loan Limits and Down Payment Details for Hamburg, Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table refers to zip codes: 7419

Options for Conventional and FHA Loans in Hamburg, NJ

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan options, with no hassle. Start by choosing one of three methods to pair with suitable lenders and loan programs.

Lendersa USDA Loan Request and Matching Results


Hamburg Lenders

  • Lakeland Bank
  • 250 Oak Ridge Road, Oak Ridge, NJ, 07438
  • Lends in New Jersey
  • Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.

  • Family Home Funding Corporation
  • 11 Keil Avenue, Kinnelon, NJ, 07405
  • Lends in New Jersey
  • The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • BETTERWAY MORTGAGE CO
  • 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
  • Lends in New Jersey
  • At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,

  • American Mortgage Partners, Inc
  • 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950
  • Lends in New Jersey
  • American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.

  • Mortgage Access Corporation
  • 225 Littleton Road, Morris Plains, NJ, 07950
  • Lends in New Jersey
  • Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.

  • Homepath Lending llc
  • 227 Rt 206 N, Flanders, NJ, 7836
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.