FHA VS Conventional loan programs in Leisure-Village-East, Ocean County, New Jersey

In the year 2026, the loan limit for Conventional loans in Leisure-Village-East, situated in the county of Ocean, NJ, is $970,800. At the same time, the FHA loan limit for a single-family home is $970,800.

Leverage Lendersa®'s Conventional loan calculator to compare the prevailing rates for Conventional vs. FHA vs. USDA loans. Establish the requirements for income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, allowing you to identify the most suitable program for your financial needs in NJ.

Evaluate loan proposals from a variety of 100 lenders

2026 Loan Limits and Down Payment Specifications in Leisure-Village-East, Ocean, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The above comparison pertains to the following zip codes: 8701

Options for Conventional and FHA Loans in Leisure-Village-East, NJ

The primary aim of Lendersa® is to efficiently deliver the best feasible Conventional, USDA, or FHA loans with minimal complexity. Choose from three initial pathways that connect you with suitable lenders and pertinent loan offerings.

Lendersa USDA loan request and results overview


  • GTA Mortgage LLC
  • 13111 Westheimer Road, Suite 210, Houston, TX, 77077
  • GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.

  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
    *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"

  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • Capital Credit Union ND
  • 204 W. Thayer Ave, Bismarck, ND, 58501
  • Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.

  • Assure Home Mortgage
  • 1110 College Drive, Suite 207, Bismarck, ND, 58501
  • At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options

  • Bravera
  • 320 N. 4th St., Bismarck, ND, 58501
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.

    From small towns to larger cities,

  • Dakota Community Bank and Trust
  • 1727 State St, Bismarck, ND, 58501
  • Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota.
    The word ""community""​ in Dakota Community Bank & Trust, N.A

  • Vue Community Credit Union
  • 818 E Main Ave, Bismarck, ND, 58501
  • Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.

  • eLendingNow
  • 400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
  • eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.

  • America's Home Loans LLC
  • 110 N. 3rd Street, Bismarck, ND, 58501
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.

  • Guarantee Mortgage
  • 6744 Victoria Ave, College Station, TX, 77845
  • Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.