FHA VS Conventional loan programs in 2026 for Leisure-Village-East, Ocean County, New Jersey

In the year 2026, the loan limit for Conventional loans in Leisure-Village-East, situated in the county of Ocean, NJ, is $970,800. At the same time, the FHA loan limit for a single-family home is $970,800.

Leverage Lendersa®'s Conventional loan calculator to compare the prevailing rates for Conventional vs. FHA vs. USDA loans. Establish the requirements for income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, allowing you to identify the most suitable program for your financial needs in NJ.

Evaluate loan proposals from a variety of 100 lenders

2026 Loan Limits and Down Payment Specifications in Leisure-Village-East, Ocean, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The above comparison pertains to the following zip codes: 8701

Options for Conventional and FHA Loans in Leisure-Village-East, NJ

The primary aim of Lendersa® is to efficiently deliver the best feasible Conventional, USDA, or FHA loans with minimal complexity. Choose from three initial pathways that connect you with suitable lenders and pertinent loan offerings.

Lendersa USDA loan request and results overview


Leisure-Village-East Lenders

  • Ditmas Park Capital
  • 11 Hawk Way, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Ditmas Park Capital is a Limited Liability Partnership operating since 2015 that was established to initiate and invest in High Yield Real Estate Mortgages. We have over $20, 000, 000 under management and hold first lien mortgages on over 200 properties. We bundle these mortgages together and have created a hedge fund structure

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates

  • PRIME SOURCE MORTGAGE
  • 139 Natick Trail, BRICK, NJ, 8724
  • Lends in New Jersey
  • PrimeSourceMTG.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Prime Source Mortgage is a licensed Mortgage Broker licensed by NJ Dept. of Banking and Insurance. We do not issue mortgage commitments or fund mortgage loans.

  • Provident Bank
  • 105 Chambers Bridge Rd, Brick, NJ, 08723
  • Lends in New Jersey
  • Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi

  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • Lends in New Jersey
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.

  • New Jersey Mortgage Services
  • 30 Main Street, Toms River, NJ, 08753
  • Lends in New Jersey
  • New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.

  • Family First Funding LLC
  • 44 Washington Street, Suite 200, Toms River, NJ, 08753
  • Lends in New Jersey
  • Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.

  • OCEANSIDE MORTGAGE
  • 55 Main St, Toms River, NJ, 08753
  • Lends in New Jersey
  • Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!