FHA VS Conventional loan in Lakewood, Ocean County, New Jersey
During 2025, the set limit for a Conventional loan in Lakewood, located in the county of Ocean, NJ, has been established at $1,089,300. In contrast, the FHA loan limit for a single-family residence is defined as $1,089,300.
The Lendersa® Conventional loan calculator allows you to compare the current best rates between Conventional, FHA, and USDA loans. You can also determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional loans next to USDA, FHA, and VA options, assisting you in identifying which program suits your financial needs in NJ.
Loan limits and down payment details for 2025 in Lakewood, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The information in this table is relevant for these zip codes: 8701
Explore Conventional and FHA loan options in Lakewood, NJ
The primary aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and with ease. Start with one of three possibilities, each designed to connect you with matching lenders and loan programs.
300 Frank H. Ogawa Plaza, Suite 250, Oakland, CA, 94612
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages
HARMIT TOOR real estate agent with Bay East Brokers, Inc in Pleasanton, California and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Need an agent who knows how to effectively market your home so it sells? Give me a call!
Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502
Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.
California Real Estate Finance was established in 1988 with a very simple and straight forward business philosophy. The philosophy is to take the mortgage brokerage business to a much more professional status catering to A quality loans. The philosophy is simple. Give our clients great interest rates, great service
Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
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