FHA VS Conventional loan programs in Lakewood, Ocean County, New Jersey
During 2026, the set limit for a Conventional loan in Lakewood, located in the county of Ocean, NJ, has been established at $1,089,300. In contrast, the FHA loan limit for a single-family residence is defined as $1,089,300.
The Lendersa® Conventional loan calculator allows you to compare the current best rates between Conventional, FHA, and USDA loans. You can also determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional loans next to USDA, FHA, and VA options, assisting you in identifying which program suits your financial needs in NJ.
Loan limits and down payment details for 2026 in Lakewood, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The information in this table is relevant for these zip codes: 8701
Explore Conventional and FHA loan options in Lakewood, NJ
The primary aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and with ease. Start with one of three possibilities, each designed to connect you with matching lenders and loan programs.
1611 South Pacific Coast Highway, Suite 102, Redondo Beach, CA, 90277
South Bay Equity Lending (SBEL) was established in 1998. In 2001, Matthew Hadnett, a former Wells Fargo executive, joined the organization. Matthew has managed SBEL since 2001 and is also the principal. The headquarters are located in the Riviera Village, Redondo Beach. SBEL is both a mortgage broker and a mortgage banker.
1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1801 South Catalina Avenue, Suite 201, Redondo Beach, CA, 90277
Our goal at Riviera Funding is to be the “lender for life” for every one of our clients. Additionally, we expect to continue our growth as a company through the referrals of every one of our past (and current) clients. We have been successful with this philosophy in the past & expect to continue to be successful with this philosophy in the future.
1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.
You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.
At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
1977 Redondela Drive, Rancho Palos Verdes, CA, 90275
Capital Lending and Real Estate, Inc. is a client-centered mortgage brokerage firm, helping people purchase and finance their homes in the state of California since 1995. Whether you are purchasing your first home, refinancing an existing loan, or looking for a new investment, I am here to help you with all your needs!
28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently
29000 S Western Ave, Suite 210, Rancho Palos Verdes, CA, 90275
The Fairview Mortgage Capital Team is your premiere mortgage team located in San Pedro, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area.
28631 South Western Avenue, Suite 103, Rancho Palos Verdes, CA, 90275
Security First Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and We offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
