FHA VS Conventional loan programs in 2025 for Lakewood, Ocean County, New Jersey
During 2025, the set limit for a Conventional loan in Lakewood, located in the county of Ocean, NJ, has been established at $1,089,300. In contrast, the FHA loan limit for a single-family residence is defined as $1,089,300.
The Lendersa® Conventional loan calculator allows you to compare the current best rates between Conventional, FHA, and USDA loans. You can also determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional loans next to USDA, FHA, and VA options, assisting you in identifying which program suits your financial needs in NJ.
Loan limits and down payment details for 2025 in Lakewood, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The information in this table is relevant for these zip codes: 8701
Explore Conventional and FHA loan options in Lakewood, NJ
The primary aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and with ease. Start with one of three possibilities, each designed to connect you with matching lenders and loan programs.
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