For 2026, Point-Pleasant-Beach in Ocean county, NJ has a conventional loan limit set at $970,800. Meanwhile, the FHA limit for a single-family residence is $970,800.
The Lendersa® Conventional loan calculator is a tool you can use to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are necessary to qualify. This advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting in choosing the best program for your financial scenario in NJ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table relates to zip codes: 8742
Lendersa® is committed to securing the finest available Conventional, USDA, or FHA loans swiftly and without frustration. Start with one of three paths below to match with lenders and programs that suit your needs.
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