In 2026, the county of Ocean in NJ sets a conventional loan limit for Leisure-Village at $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Use Lendersa®'s advanced Conventional loan calculator to explore the best available rates today for Conventional, FHA, and USDA loans. This tool enables you to ascertain the necessary income, credit, reserves, and documentation to qualify. You can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you identify the most suitable program in NJ for your financial position.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This data is applicable to the following zip codes: 8701
The aim of Lendersa® is to provide the best Conventional, USDA, or FHA loan options swiftly and without complications. Choose one of the three pathways below to connect with matching lenders and program opportunities.
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