In 2026, within Pohatcong, located in the county of Warren, NJ, the loan limit for Conventional loans is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Lendersa® offers a Conventional loan calculator to compare current best rates among Conventional, FHA, and USDA loans, helping determine the income, credit, reserves, and documentation needed to qualify. See side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program in NJ for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 08865
The goal of Lendersa® is to provide the best Conventional, USDA, or FHA loans quickly and with ease. Choose one of the three starting points to connect with matching lenders and loan programs.
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