FHA VS Conventional loan in Edison, Middlesex County, New Jersey
In 2026, the Conventional loan limit in Edison, situated within Middlesex county, NJ, is $1,089,300, whereas for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to examine today's best rates among Conventional, FHA, and USDA loans. Quickly determine the income, credit score, reserves, and required documents necessary to qualify. Our sophisticated mortgage tool allows you to see Conforming Conventional loans, USDA, FHA, and VA offerings side by side, aiding your decision on the best program in NJ for your specific financial needs.
Loan limits and down payment specifications for 2026 in Edison, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparative data applies to the following zip codes: 08820
Options for Conventional and FHA loans in Edison, NJ
The aim of Lendersa® is to swiftly secure you the best Conventional, USDA, or FHA loan with minimal hassle. Begin with any of the three approaches that can connect you with matching lenders and loan programs.
900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
Lends in New Jersey
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions.
Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
Lends in New Jersey
American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
We are a homegrown family business, with over 40 years of combined mortgage financing experience. Over the years, the majority of our business has come from referrals from our clients as well as professional Realtors in the area. As a result of our conservative loans, we are ranked in the Top Tier 1 Lending Status with lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.
