FHA VS Conventional loan programs in Montgomery, Somerset County, New Jersey
In 2026, the conventional loan limit for Montgomery, in the county of Somerset, NJ, is $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is set at $1,089,300.
With the Lendersa® Conventional loan calculator, you can compare today's best rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation requirements for qualification. Our sophisticated mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to decide which program is most suitable for your financial circumstances in NJ.
2026 Loan Limits and Down Payment Requirements in Montgomery, Somerset County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is applicable to the following zip codes: 08558
Options for Conventional and FHA Loans in Montgomery, NJ
Lendersa® aims to facilitate the acquisition of the best possible Conventional, USDA, or FHA loan promptly and without complications. Choose from three initial steps that will connect you with matching lenders and loan programs.
Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon, Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
101 College Road East, Suite 2, Princeton, NJ, 08540
Lends in New Jersey
Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.
"Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking. We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"
We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
Lends in New Jersey
All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals
