FHA VS Conventional loan programs in Montgomery, Somerset County, New Jersey
In 2026, the conventional loan limit for Montgomery, in the county of Somerset, NJ, is $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is set at $1,089,300.
With the Lendersa® Conventional loan calculator, you can compare today's best rates across Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation requirements for qualification. Our sophisticated mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to decide which program is most suitable for your financial circumstances in NJ.
2026 Loan Limits and Down Payment Requirements in Montgomery, Somerset County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is applicable to the following zip codes: 08558
Options for Conventional and FHA Loans in Montgomery, NJ
Lendersa® aims to facilitate the acquisition of the best possible Conventional, USDA, or FHA loan promptly and without complications. Choose from three initial steps that will connect you with matching lenders and loan programs.
4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Parkwood Capital Inc. is a full service real estate brokerage. Because of our partnerships and collaborations with real estate investors, developers and investment and financial professionals, we are able to assist our customers and clients with the types of services they desire. We want to ensure that we meet your real estate and finance needs.
3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership
2535 Camino Del Rio South, Suite 255, San Diego, CA, 92108
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our service is top notch and is predicated on today’s best real estate and lending technology, but our real secret ingredient is Experience. Our Broker and Broker Associates have over 70-years of combined experience in real estate and residential lending.Then there are our Sales Associates and Loan Officers who’s combined experience spans many.
We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.
1761 Hotel Circle South, Suite 230, San Diego, CA, 92108
As a correspondent lender, you work directly with us not a big bank. Our friendly and professional staff guid you step by step through the loan process. We not only offer the same mortage products as the big banks, we offer numerous other products that fit our clients needs.We are committed to working with you no matter what your situation may be.
7851 Mission Center Court, Suite 112, San Diego, CA, 92108
City Line Mortgage, a mortgage banking corporation, was founded in 1991 by the Riley family. The vast experience of our company dates back to 1967 and includes appraisals, savings and loan association lending, construction lending, FHA and VA lending, escrow services, property management,
411 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
