FHA VS Conventional loan in Princeton, Mercer County, New Jersey
In 2026, the conventional loan limit for Princeton, in Mercer county, NJ, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Evaluate what is needed for income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program in NJ for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Princeton, County of Mercer, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 08540
Explore Conventional and FHA Loan Options in Princeton, NJ
At Lendersa®, our aim is to secure the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose one of three initial routes to find matching lenders and personalized loan programs.
Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon, Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
101 College Road East, Suite 2, Princeton, NJ, 08540
Lends in New Jersey
Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.
"Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking. We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"
We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
Lends in New Jersey
All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Lends in New Jersey
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902
Lends in New Jersey
The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.
