FHA VS Conventional loan programs in Morris, Morris County, New Jersey
In 2025, the conventional loan ceiling for Morris, within county Morris, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home reaches $1,089,300.
Utilize the Lendersa® Conventional loan calculator to explore today’s best rates for Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, facilitating your decision on the ideal program in NJ for your financial circumstances.
Loan Limits & Down Payment Details for 2025 in Morris, Morris, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Note: This table is relevant for zip codes: 07960, 07962
Conventional and FHA Loan Options in Morris, NJ
At Lendersa®, our aim is to provide you the optimal Conventional, USDA, or FHA loan promptly with minimal hassle. Start with one of three pathways that match you with appropriate lenders and loan options.
"Buckeye Lending Solutions values partnerships with reliable professionals in the real estate, financial and home services industries. If you are in need of a reference, please call us! Buckeye Lending Solutions is committed to providing your clients with:
Answers to their questions
Responsive proactive communication"
Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
The Collective Lending Group has more than 20 years of experience in the real estate industry, with more than $100 million in closings. This has been possible because of the collective efforts of our well rounded team of successful bankers, brokers, and support staff of marketing experts, accounting magicians, and operation machines
The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.
