FHA VS Conventional loan programs in Morristown, Morris County, New Jersey

In 2025, Convetional loan limit in Morristown, county of Morris, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Morristown, county of Morris, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 07960, 07963

Conventional and FHA loan options in Morristown, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Exertus Mortgage Advisors
  • 2092 Concourse Drive, Suite 69, San Jose, CA, 95131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced staff of loan agents and processors. Whether your need is a purchase, refinance, home improvement, or debt consolidation loan, we will make sure that you get the right mortgage at the right price. With access to dozens of wholesale lenders, we can often find better
  • Landmark Real Estate & Financial Inc.
  • 1172 Murphy Avenue, Suite 234, San Jose, CA, 95131
  • We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.
  • Financial Resources Funding
  • 1590 Oakland Road, Suite B110, San Jose, CA, 95131
  • "Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
  • 5 Star Capital, LLC
  • 2188 Del Franco St, Suite 30, San Jose, CA, 95131
  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
  • GoldenPoint Finance
  • 1630 Oakland Road, Suite A209, San Jose, CA, 95131
  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California. GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
  • Kagu Corporation
  • 177 Park Ave, Suite 200, San Jose, CA, 95113
  • Kagu Loans is a new real estate lending and business financing marketplace that matches consumers with the best lending solution to fit their financing needs. Kagu Loans is a new residential and commercial real estate lending and business financing marketplace that matches consumers with the best lending solution to fit their financing needs.
  • Coast Capital Direct
  • 750 Lundy Ave. #611145, San Jose, CA, 95161
  • Coast Capital Direct is a Certified Private Money Broker working with private funds, we have our Funding ready to go, We have more Money than Deals, available in the US and Select Other Countries Funding Real Estate that is Non-Owner occupied, Rental Properties and Investment Real Estate, 1-4 Units plus Apartments and more. Commercial and Hotel p
  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun