Explore the differences! FHA VS Conventional loan programs in Mendham, Morris County, New Jersey

For 2025, the conventional loan limit in Mendham, located in Morris county, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare today's favorable rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, observe Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in choosing which program in NJ best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Mendham, County of Morris, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table is applicable to the following zip codes: 07960, 07931, 07926, 07970, 07945

Explore Conventional and FHA Loan Options in Mendham, NJ

Lendersa® is dedicated to finding you the best possible Conventional, USDA, or FHA loan quickly and without any hassle. Choose from one of three starting points to connect with matching lenders and suitable loan programs.

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  • HK Lending LLC
  • 15492 Voss Road, Sugar Land, TX, 77498
  • We are an experienced boutique mortgage office new to the the Sugar Land, Texas area. With California and Florida offices opening soon. We are here to help people get into the home of their dreams when other lenders cant or find funding for those crucial investor deals. We have many programs to choose from.
  • Brazos Student Loans
  • 5609 Crosslake Parkway, Waco, TX, 76712
  • The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.
  • Educators Credit Union
  • 501 West State Highway 6, Waco, TX, 76712
  • Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs
  • Alliance Bank Central Texas
  • 191 Archway Drive, Woodway, TX, 76712
  • Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.
  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
  • Houston Federal Credit Union
  • 16320 Kensington Dr, Sugar Land, TX, 77479
  • The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.
  • Pioneer Finance
  • 13310 University Boulevard, Sugar Land, TX, 77479
  • Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.
  • Sims Mortgage Team
  • 2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
  • Sims Mortgage Team is a completely independent loan brokerage and advisory service. We’re a Texas and soon to be a California based mortgage brokerage. We also know that given our advice and guidance to help you become a better borrower, if we don’t earn your business today, we know we’ll most certainly earn your respect and referrals tomorrow.
  • Acacia Mortgage Finance Group Inc
  • 4619 St. Michaels Court, Sugar Land, TX, 77479
  • Acacia Mortgage Finance Group is your premier mortgage broker and funding source for your residential mortgage need. Whether you plan to purchase or refinance our knowledgeable loan officers are ready to help you realize or maintain your dream of homeownership. We specialize in Conventional and FHA financing for purchases, refinance and investment.
  • Home4U Mortgage
  • 16754 Southwest Fwy, Suite B, Sugar Land, TX, 77479
  • Home4U Mortgage We truly understand that the home loan process can be tedious. Don't worry – our mortgage loan advisors carefully walk all our home buyers through the required paperwork and provide answers to the questions the home mortgage process can create. Our commitment to you is that we will make the process of getting your Home Mortgage Loan
  • Home Trust Financing, LLC
  • 2245 Texas Dr, Suite 300, Sugar Land, TX, 77479
  • HomeTrust Financing has set the standard for processing home loans with trust, honesty, and integrity. We love helping home buyers achieve “The American Dream.” We believe that building wealth shouldn’t require a perfect credit score and having to put down a significant amount of money. Our mission is to make you a homeowner with financing.