FHA VS Conventional loan programs in 2025 for Lyndhurst, Bergen County, New Jersey
In the year 2025, the loan ceiling for a conventional loan in Lyndhurst, situated in the county of Bergen, NJ, is set at $1,089,300. In comparison, the FHA loan limit for a single-family dwelling is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to perform a comprehensive comparison of today’s top Conventional, FHA, and USDA rates. Evaluate the income, credit requirements, reserves, and necessary documents for qualification. Our advanced mortgage calculator juxtaposes Conforming Conventional loans with USDA, FHA, and VA loans, assisting you in choosing the optimal program in NJ for your financial situation.
2025 Loan Limits and Down Payment Requirements in Lyndhurst, Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table is applicable to the following zip codes: 7071
Loan Options: Conventional and FHA in Lyndhurst, NJ
At Lendersa®, our mission is to quickly provide you with the most suitable Conventional, USDA, or FHA loan with minimal hassle. Begin with one of three tailored options that effectively pair you with matching lenders and programs.
Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).
Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,
MS4 Consultants LLC takes the time to learn your business and fully understand your financial needs. The experienced and dedicated MS4 staff makes commercial lending easy and gets you connected to financial solution options that are right for your specific needs. Our consultants have a tremendous amount of experience.
At U.S. MortgageLine we feel that there are no strangers in the world, only friends that haven't met. We are a full service mortgage lender with a simple philosophy. We give special attention to each of our clients and assist them in selecting the mortgage which best suits their individual needs.
225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004
"The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program
416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
325 Chestnut St, Suite 800, Philadelphia, PA, 19106
Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.