FHA VS Conventional loan programs in Lyndhurst, Bergen County, New Jersey

In the year 2025, the loan ceiling for a conventional loan in Lyndhurst, situated in the county of Bergen, NJ, is set at $1,089,300. In comparison, the FHA loan limit for a single-family dwelling is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to perform a comprehensive comparison of today’s top Conventional, FHA, and USDA rates. Evaluate the income, credit requirements, reserves, and necessary documents for qualification. Our advanced mortgage calculator juxtaposes Conforming Conventional loans with USDA, FHA, and VA loans, assisting you in choosing the optimal program in NJ for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lyndhurst, Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is applicable to the following zip codes: 7071

Loan Options: Conventional and FHA in Lyndhurst, NJ

At Lendersa®, our mission is to quickly provide you with the most suitable Conventional, USDA, or FHA loan with minimal hassle. Begin with one of three tailored options that effectively pair you with matching lenders and programs.

Outcomes for USDA loan request matching through Lendersa


  • Arch Mortgage Corporation
  • 2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
  • "Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements. From the first question to the closing table"
  • My Liberty Loans Inc
  • 8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
  • My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.
  • Loanleaders of America
  • 4365 Northlake Blvd., Palm Beach Gardens, FL, 33410
  • Fidelity is a diversified mortgage company, making use of state-of-the-art technology and the vast experience of our team to meet and realize the financial dreams of existing and perspective homeowners.Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process.
  • Cash Tyme
  • 2401 PGA Blvd., Ste 280-G, Palm Beach Gardens, FL, 33410
  • Cast Home Loans here in Palm Beach we pride ourselves on simplifying the home loan process while making mortgage customer service our number one priority. You can count on our experienced team to continuously deliver quality service and expertise. Innovation and integrity are always at the forefront of our work
  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.
  • Gulf Winds credit union
  • 220 E. Nine Mile Road, Pensacola, FL, 32534
  • Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
  • West Bank
  • 1601 22nd Street, West Des Moines, IA, 50266
  • West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.
  • Splice Funding Solutions
  • 830 65th St, West Des Moines, IA, 50266
  • Splice Funding Solutions is a full service loan lending entity specializing in the arranging, placement, funding, and brokering of commercial loans nationwide. In addition, Splice Funding Solutions offers consulting services to entities or individuals looking to arrange financing for a broad range of commercial projects.